Buchanan County property record for 3522 N 3rd St, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 988 sqft · built 1881 |
| Lot Size | 1.07 acres (46,800 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $407 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| APN | 03-9.0-32-003-000-045.000 |
| Primary APN | 03-9.0-32-003-000-045.000 |
|---|
| Building Area | 988 sqft Base Area |
|---|---|
| 1st Floor Area | 988 sqft |
| Year Built | Built 1881 |
|---|---|
| Effective Year Built | Effective 1881 |
| Lot Area | 46,800 sqft (1.07 acres) |
| Lot Dimensions | 234 ft deep x 200 ft wide |
| Street Address | 3522 N 3RD ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-3047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:STEINACKER PASTURE LOT:19 BLK:LGL DESC:BEG SE COR TH W 234' N 100' NE 165.4' TO S R/W DOGWOOD ST TH E 119.75' S 200' TO POB LESS R/W FOR 3RD ST RDD |
| Legal Subdivision | STEINACKER PASTURE |
| Legal Lot Number | 19 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 300 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1804 HILLTOP DR, COUNTRY CLUB, MO 64505-1001 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2013 |
| Deed Sale | Aug 1, 2013 |
| Prior Sale | Apr 8, 2013 · Amount on Record |
| Deed Document Number | 20139309 |
| Deed Book / Page | 3419 / 517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3522 N 3RD ST, SAINT JOSEPH, MO 64505-3047 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 3721/1 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 3721/1 |
| Instrument | 2018011969 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $407.00 | $5,750 (+5.31%) Land $1,620 Building $4,130 | $30,220 (+5.3%) Land $8,500 Building $21,720 |
| 2024 | $407.00 (+14.33%) | ||
| 2023 | $356.00 (-0.56%) | $5,460 (-) Land $1,620 Building $3,840 | $28,700 (-) Land $8,500 Building $20,200 |
| 2022 | $358.00 | $5,460 Land $1,620 Building $3,840 | |
| 2021 | $28,700 Land $8,500 Building $20,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 53 (1984–2019) |
| Claims Outside the SFHA | 9 of 53 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: T-Mobile.
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