3623 Elmshire Dr, McHenry, IL 60051 Property Records

McHenry County property record for 3623 Elmshire Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,746 sqft · built 1977
Lot Size	1.08 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,500 (Mar 2017)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-11-129-007`

Property Details

APN / Parcel Number

Primary APN	`09-11-129-007`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,746 sqft Living Area
Gross Area	3,796 sqft
1st Floor Area	2,746 sqft
Basement Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	47,480 sqft
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3623 ELMSHIRE DR
City	MCHENRY
State	IL
Zip	60051-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0007616 LT 6 BLK 6 WINDY PRAIRIE ACRES UNIT 2
Legal Range	08E
Legal Township	45N
Legal Section	11
Legal Subdivision	WINDY PRAIRIE ACRES 02
Legal Block	6
Legal Lot Number	6
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2027
Census Tract	870703

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3623 ELMSHIRE DR, MCHENRY, IL 60051-6210
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Mar 2, 2017	Special Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 2, 2017 · Amount on Record
Deed Sale	Mar 2, 2017 · Amount on Record
Prior Sale	Sep 19, 2016 · Amount on Record
Deed Document Number	2017R0007616
Record Updated	Jun 7, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3623 ELMSHIRE DR, MCHENRY, IL 60051-6210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044424
Date	Dec 26, 2019
Instrument	2019R0044424

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

Interest

Rate	3.37%

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 2, 2017
Property Address	3623 ELMSHIRE DR, MCHENRY, IL 60051-6210
Document Number	0000007616
Map Reference	DOC699484
Instrument Date	Feb 28, 2017
Instrument	2017R0007616
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 TALISMON LN, MCHENRY, IL 60051-7700

Mortgage

Document Number	0000007617
Date	Mar 2, 2017
Instrument	2017R0007617

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$125,874 Land $14,963 Building $110,911	$377,622 Land $44,889 Building $332,733

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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