3617 Elmshire Dr, McHenry, IL 60051 Property Records

McHenry County property record for 3617 Elmshire Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,244 sqft · built 1978
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2020)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-11-129-008`

Property Details

APN / Parcel Number

Primary APN	`09-11-129-008`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,244 sqft Living Area
Gross Area	3,992 sqft
1st Floor Area	1,994 sqft
Basement Area	1,994 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	A-Frame
Exterior Material	Brick
Construction Type	Frame
Lot Area	44,867 sqft
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	250 sqft
Shed	1 Shed
Shed Area	140 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3617 ELMSHIRE DR
City	MCHENRY
State	IL
Zip	60051-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0040965 LT 7 BLK 6 WINDY PRAIRIE ACRES UNIT 2
Legal Range	08E
Legal Township	45N
Legal Section	11
Legal Subdivision	WINDY PRAIRIE ACRES 02
Legal Block	6
Legal Lot Number	7
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2027
Census Tract	870703

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3617 ELMSHIRE DR, MCHENRY, IL 60051-6210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Aug 22, 2005
Deed Document Number	2020R0040965
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3617 ELMSHIRE DR, MCHENRY, IL 60051-6210
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030556
Date	Jun 4, 2021
Instrument	2021R0030556

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 5, 2020
Property Address	3617 ELMSHIRE DR, MCHENRY, IL 60051-6210
Document Number	0000040965
Map Reference	DOC 699484
Instrument Date	Aug 4, 2020
Instrument	2020R0040965
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3617 ELMSHIRE DR, MCHENRY, IL 60051-6210

Mortgage

Document Number	0000040966
Date	Oct 5, 2020
Instrument	2020R0040966

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$102,001 Land $14,963 Building $87,038	$306,003 Land $44,889 Building $261,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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