3622 Winding Point Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 3622 Winding Point Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,637 sqft · built 2013
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Tax Bill	$9,143 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R413494`

Property Details

APN / Parcel Number

Primary APN	`R413494`
Alternative APN	`5797-23-001-0040-914`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,637 sqft Living Area
1st Floor Area	2,367 sqft
2nd Floor Area	1,270 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	162 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R413494
Street Address	3622 WINDING POINT LN
City	KATY
State	TX
Zip	77494-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MILL RANCH SEC 23, BLOCK 1, LOT 4
Legal Subdivision	PINE MILL RANCH SEC 23
Legal Block	1
Legal Lot Number	4
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2013
Census Tract	673111

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1329 CYPRESS CT, ARGYLE, TX 76226-4189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCE CO
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2014
Deed Sale	Mar 5, 2014
Deed Document Number	2014021065
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3622 WINDING POINT LN, KATY, TX 77494-3742
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032075
Date	Mar 27, 2017
Instrument	2017032075

Lender

Name	CARDINAL FINANCE CO
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3622 WINDING POINT LN, KATY, TX 77494-3742
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037919
Date	Mar 11, 2021
Instrument	2021037919

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,143.00 (-9.12%) Homeowner's exemption	$559,308 (+12.83%) Land $62,192 Building $497,116	$559,308 (-0.92%) Land $62,192 Building $497,116
2024	$10,060.00 (+72.35%) Homeowner's exemption	$495,689 (+1%) Land $62,192 Building $502,281	$564,473 (-0.69%) Land $62,192 Building $502,281
2023	$5,837.00 (-12.48%) Homeowner's exemption	$450,626 Land $47,840 Building $520,578	$568,418 Land $47,840 Building $520,578
2018	$6,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 57 serves 5,335 people · EPA ID TX0790455
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: T-Mobile.

Nearby Properties on Winding Point Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures