3607 Winding Point Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 3607 Winding Point Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,217 sqft · built 2013
Lot Size	0.281 acres (12,281 sqft)
Owner	Individual Name on Record
Tax Bill	$8,187 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R413565`

Property Details

APN / Parcel Number

Primary APN	`R413565`
Alternative APN	`5797-23-003-0390-914`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,217 sqft Living Area
1st Floor Area	2,563 sqft
2nd Floor Area	1,654 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,281 sqft (0.281 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R413565
Street Address	3607 WINDING POINT LN
City	KATY
State	TX
Zip	77494-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MILL RANCH SEC 23, BLOCK 3, LOT 39
Legal Subdivision	PINE MILL RANCH SEC 23
Legal Block	3
Legal Lot Number	39
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2004
Census Tract	673111

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3607 WINDING POINT LN, KATY, TX 77494-3743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022
Deed Sale	Apr 28, 2022
Prior Sale	Jun 3, 2014
Deed Document Number	2022058860
Record Updated	Jun 8, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Apr 28, 2022
Property Address	3607 WINDING POINT LN, KATY, TX 77494-3743
Document Number	0000058860
Map Reference	PL 20120218
Instrument Date	Apr 27, 2022
Instrument	2022058860
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	MONARCH TITLE/TX, MONARCH TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 WINDING POINT LN, KATY, TX 77494-3743

Mortgage

Document Number	0000058862
Date	Apr 28, 2022
Instrument	2022058862

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3607 WINDING POINT LN, KATY, TX 77494-3743
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015943
Date	Feb 2, 2022
Instrument	2022015943

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3607 WINDING POINT LN, KATY, TX 77494-3743
Document Number	0000104296
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 WINDING POINT LN KATY TX 774943743, KATY, TX 77494-3743

Mortgage

Document Number	0000104296
Date	Sep 22, 2017
Instrument	104296

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,187.00 (-36.86%) Homeowner's exemption	$636,831 (+1.96%) Land $83,959 Building $552,872	$636,831 (+1.96%) Land $83,959 Building $552,872
2024	$12,966.00 (+45.87%) Homeowner's exemption	$624,580 (-3.65%) Land $83,959 Building $540,621	$624,580 (-3.65%) Land $83,959 Building $540,621
2023	$8,889.00 (+19.44%) Homeowner's exemption	$648,265 Land $64,584 Building $583,681	$648,265 Land $64,584 Building $583,681
2018	$7,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 57 serves 5,335 people · EPA ID TX0790455
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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