3621 45th Ave NE, Willmar, MN 56201 Property Records

Kandiyohi County property record for 3621 45th Ave NE, Willmar, MN 56201

Property Summary

Property Type	Single Family Home
Details	2,128 sqft · built 1991
Lot Size	13 acres (566,280 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2017)
Tax Bill	$4,678 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-031-0073`

Property Details

APN / Parcel Number

Primary APN	`18-031-0073`

Interior

Stories	1 Story
Building Area	2,128 sqft Total Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Finished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	566,280 sqft (13 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	306 sqft
Shed	1 Shed
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3621 45TH AVE NE
City	WILLMAR
State	MN
Zip	56201-9139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N.1,132.56' OF E.500' OF THE E12 OF NW14
Legal Range	034
Legal Township	120
Legal Section	31
Jurisdiction	KANDIYOHI MN
Township / Civil Division	GREEN LAKE
Census Block Group	2
Census Block	2034
Census Tract	780400

Owner

3621 45th Ave NE is owned and occupied by two individuals who bought it in June 2017.

Source: Kandiyohi County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3621 45TH AVE NE, WILLMAR, MN 56201-9139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
Jun 12, 2017	Deed, Transfer QUALITY TITLE
Jun 12, 2017	Deed, Transfer · Conventional Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Prior Sale	Nov 20, 2009 · Amount on File
Deed Document Number	2017643207
Prior Transfer Date	Jun 1, 2006
Prior Transfer Doc	0000544178
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	3621 45TH AVE NE, WILLMAR, MN 56201-9139
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000712588
Date	Dec 11, 2025
Instrument	712588

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	3621 45TH AVE NE, WILLMAR, MN 56201-9139
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000654566
Date	Oct 31, 2018
Instrument	654566

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 29, 2038

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	3621 45TH AVE NE, WILLMAR, MN 56201-9139
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000671667
Date	Nov 4, 2020
Instrument	671667

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Jun 12, 2017
Property Address	3621 45TH AVE NE, WILLMAR, MN 56201-9139
Document Number	643207
Instrument Date	Jun 2, 2017
Instrument	643207
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	QUALITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3621 45TH AVE NE, WILLMAR, MN 56201-9139

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Jun 12, 2017
Property Address	3621 45TH AVE NE, WILLMAR, MN 56201-9139
Document Number	0000643207
Instrument Date	Jun 2, 2017
Instrument	643207
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3621 45TH AVE NE, WILLMAR, MN 56201-9139

Mortgage

Document Number	0000643208
Date	Jun 12, 2017
Instrument	643208

Lender

Name	HERITAGE BANK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3621 45th Ave NE was $4,678 with a homeowner's exemption.

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kandiyohi County
County Subdivision	Green Lake Township
Unified School District	Willmar Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,678.00 Homeowner's exemption	$486,400 (+4.36%) Land $100,400 Building $386,000	$486,400 (+4.36%) Land $100,400 Building $386,000
2025		$466,100 Land $94,400 Building $371,700	$466,100 Land $94,400 Building $371,700
2023	$3,666.00 Homeowner's exemption	$417,600 Land $82,700 Building $334,900	$417,600 Land $82,700 Building $334,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3621 45th Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3621 45th Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
MVTV Wireless Fixed Wireless	50 / 10

May also be available: AT&T.

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