Mecklenburg County property record for 3620 S Downs Trl, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,619 sqft · built 1991 |
| Lot Size | 0.976 acres (42,525 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $599,000 (Feb 2024) |
| Tax Bill | $4,592 (2023) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-311-24 |
| Primary APN | 105-311-24 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,619 sqft Heated Area |
| Gross Area | 4,158 sqft |
| 1st Floor Area | 1,370 sqft |
| Upper Floors Area | 1,457 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 42,525 sqft (0.976 acres) |
| Garage Area | 387 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 152 sqft |
| Deck Area | 284 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 105-311-24 |
|---|---|
| Street Address | 3620 S DOWNS TRL |
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-5326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L100 M23-627 |
| Legal Subdivision | BRANTLEY OAKS MAP 10 |
| Legal Lot Number | 100 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5618 |
Source: Mecklenburg County records, as of March 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3620 S DOWNS TRL, CHARLOTTE, NC 28215-5326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage LOAN PRONTO INC |
| Apr 2, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Sep 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2024 · Amount on Record |
| Deed Sale | Feb 15, 2024 · Amount on Record |
| Prior Sale | Sep 1, 2017 · Amount on Record |
| Deed Document Number | 2024013175 |
| Deed Book / Page | 38635 / 27 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 15, 2024 |
| Property Address | 3620 S DOWNS TRL, CHARLOTTE, NC 28215-5326 |
| Document Number | 0000013175 |
| Book / Page | 38635 / 27 |
| Map Reference | MB 23 PG 627 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024013175 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4280 SOCO RD # 1711, 1711, MAGGIE VALLEY, NC 28751-9510 |
| Name | Verified Name |
|---|---|
| Address | 3620 S DOWNS TRL, CHARLOTTE, NC 28215-5326 |
| Document Number | 0000013176 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 2024013176 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 0000013176 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 38635/29 |
| Instrument | 2024013176 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Address | 800 WESTMERE AVE STE 300, CHARLOTTE, NC 28208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3620 S DOWNS TRL, CHARLOTTE, NC 28215-5326 |
| Document Number | 0000040359 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3620 S DOWNS TRL CHARLOTTE NC 282155326, CHARLOTTE, NC 28215-5326 |
| Document Number | 0000040359 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 032581/000741 |
| Instrument | 40359 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 1, 2017 |
| Property Address | 3620 S DOWNS TRL, CHARLOTTE, NC 28215-5326 |
| Document Number | 0000119650 |
| Book / Page | 32093 / 687 |
| Map Reference | MB23 PG627 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 2017119650 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000119651 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 2017119651 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,592.00 | $475,900 Land $100,000 Building $375,900 | $475,900 Land $100,000 Building $375,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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