3519 S Downs Trl, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 3519 S Downs Trl, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,012 sqft · built 1990
Lot Size0.783 acres (34,136 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Oct 1993)
Tax Bill$4,397 (2023)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN105-311-20

Property Details

APN / Parcel Number

Primary APN105-311-20

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,012 sqft Heated Area
Gross Area3,968 sqft
1st Floor Area1,259 sqft
Upper Floors Area1,753 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area34,136 sqft (0.783 acres)
Garage Area760 sqft

Exterior Amenities

PorchPorch
Porch Area196 sqft
Deck Area288 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number105-311-20
Street Address3519 S DOWNS TRL
CityCHARLOTTE
StateNC
Zip28215-5357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL104 M23-627 3519 SOUTH DOWNS
Legal SubdivisionBRANTLEY OAKS MAP 10
Legal Lot Number104
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1004
Census Tract5618

Owner

3519 S Downs Trl is owned and occupied by an individual who acquired it in May 2013.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address3519 S DOWNS TRL, CHARLOTTE, NC 28215-5357
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 1993 · Amount on File
Deed SaleOct 25, 1993 · Amount on File
Deed Document Number0000007508
Deed Book / Page105
Last Transfer DateMay 10, 2013
Transfer Doc0000072523
Record UpdatedJun 7, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3519 S DOWNS TRL, CHARLOTTE, NC 28215-5357
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000111501
DateAug 1, 2022
Book Page37542/161
Instrument2022111501
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 24, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3519 S Downs Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3519 S Downs Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S Downs Trl

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