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3620 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 3620 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,380 sqft · built 1986
Lot Size0.036 acres (1,568 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Aug 2024)
Tax Bill$3,333 (2025)
Deeds & MortgagesJan 2020 Transfer
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN29-12-32-4981-00000-0010

Property Details

APN / Parcel Number

Primary APN29-12-32-4981-00000-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,380 sqft Living Area
Gross Area1,785 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialMetal
Lot Area1,568 sqft (0.036 acres)
DrivewayConcrete Driveway
Driveway Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3620 S CENTRAL AVE
CityFLAGLER BEACH
StateFL
Zip32136-4162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM HAVEN SUB PB 27 PG 20 LT 1 BLDG 6 UNIT 1 OR 340 PG 223 OR 460 PG 476 OR 586 PG 1599 OR 1197 PG 1475 AND 14.67 LYING WLY THEREOF BEING .005AC 1942/1264 OR 2392/970 OR 2414/ 752-CD
Legal Range32E
Legal Township12S
Legal Section29
Legal SubdivisionPALM HAVEN SUB
Legal Lot Number1
Legal Unit1
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2019
Census Tract60302

Owner

3620 S Central Ave is owned and occupied by an individual who bought it in August 2024.

Source: Flagler County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address3620 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4162
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2020Correction Deed
NOT AVAILABLE
Oct 22, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2024 · Amount on File
Deed SaleAug 15, 2024 · Amount on File
Prior SaleFeb 1, 2005 · Amount on File
Deed Document Number202434533
Deed Book / Page2893 / 83
Prior Transfer DateJan 22, 2020
Prior Transfer Doc0024140752
Record UpdatedJun 8, 2026

January 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionFLAGLER FL
Recording DateJan 22, 2020
Property Address3620 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4162
Document Number0024140752
Book / Page002414 / 000752
Instrument DateJan 22, 2020
Instrument2802
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3620 S CENTRAL AVE FLAGLER BEACH FL 321364162, FLAGLER BEACH, FL 32136-4162

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateOct 22, 2019
Property Address3620 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4162
Document Number0023920970
Book / Page002392 / 000970
Instrument DateOct 17, 2019
Instrument39014
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 S CENTRAL AVE FLAGLER BEACH FL 321364162, FLAGLER BEACH, FL 32136-4162

Tax Assessment & Valuation

The 2025 property tax bill for 3620 S Central Ave was $3,333, up 262.3% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,333.00 (+262.28%)$214,301 Land $57,500 Building $156,801$214,301 Land $57,500 Building $156,801
2024$920.00 (+195.82%)
2023$311.00 (-65.79%) Homeowner's exemption Disabled Person's exemption$45,819 (-48.7%)$92,657 (-49.92%) Land $57,500 Building $35,157
2022$909.00 Homeowner's exemption Disabled Person's exemption$89,314$185,036 Land $57,500 Building $127,536

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3620 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 258 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies589 units insured
incl. 331 condo units
Nearby Flood Claims316 (1982–2024)
Claims Outside the SFHA54 of 316
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 57 claims
  • Hurricane Irma, Oct 2017 · 161 claims
  • Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3620 S Central Ave is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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