3585 S Central Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 3585 S Central Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,396 sqft · built 1983
Lot Size	0.023 acres (1,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jun 2017)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-12-32-2980-00090-00C0`

Property Details

APN / Parcel Number

Primary APN	`29-12-32-2980-00090-00C0`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,396 sqft Living Area
Gross Area	1,977 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,002 sqft (0.023 acres)
Driveway	Concrete Driveway
Driveway Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3585 S CENTRAL AVE
City	FLAGLER BEACH
State	FL
Zip	32136-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLFVIEW ON THE OCEAN PARCEL 9 UNIT TYPE C OR 114 PG 109 136 PG 494 OR 309 PG 401 OR 1140 PG 1832 OR 1603 PG 1422 OR 1878/717 OR 2209/667
Legal Range	32E
Legal Township	12S
Legal Section	29
Legal Subdivision	GOLFVIEW ON THE OCEAN
Legal Block	9
Legal Lot Number	C
Legal Unit	TYPE
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2019
Census Tract	60302

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3585 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Jun 29, 2012 · Amount on Record
Deed Document Number	201719539
Deed Book / Page	2209 / 667
Prior Transfer Date	Jun 15, 2012
Prior Transfer Doc	0018780717
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 5, 2017
Property Address	3585 S CENTRAL AVE, FLAGLER BEACH, FL 32136-4131
Document Number	0022090667
Book / Page	002209 / 000667
Instrument Date	Jun 2, 2017
Instrument	19538
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	SURFSIDE TITLE SERVICES, SURFSIDE TITLE SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3585 S CENTRAL AVE FLAGLER BEACH FL 321364131, FLAGLER BEACH, FL 32136-4131

Mortgage

Document Number	22090669
Date	Jun 5, 2017
Book Page	002209/000669
Instrument	19539

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 4, 2037

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,225.00 (+3.34%) Homeowner's exemption	$157,584 (+5.99%)	$268,807 (-1.78%) Land $57,500 Building $211,307
2024	$2,153.00 (+3.46%)
2023	$2,081.00 (+3.38%) Homeowner's exemption	$148,683 (+3%)	$273,690 (+2.24%) Land $57,500 Building $216,190
2022	$2,013.00 Homeowner's exemption	$144,353	$267,706 Land $57,500 Building $210,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 258 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	589 units insured incl. 331 condo units
Nearby Flood Claims	316 (1982–2024)
Claims Outside the SFHA	54 of 316
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 57 claims Hurricane Irma, Oct 2017 · 161 claims Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20