3620 Reliance Rd, Middletown, VA 22645 Property Records

Warren County property record for 3620 Reliance Rd, Middletown, VA 22645

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,280 sqft · built 2003
Lot Size10.5 acres (458,687 sqft)
OwnerIndividual Name on File
Tax Bill$4,255 (2026)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11/23

Property Details

APN / Parcel Number

Primary APN11/23
Alternative APN
  • 31014

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,280 sqft Living Area
Gross Area4,880 sqft
1st Floor Area2,280 sqft
Basement Area2,280 sqft
Unfinished Basement2,280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2018
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area458,687 sqft (10.5 acres)
TerrainRolling
Garage TypeDetached
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number31014
Old Parcel Number11 23
Street Address3620 RELIANCE RD
CityMIDDLETOWN
StateVA
Zip22645-3836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionMARCUS W ROBINSON JR PROP RES SUB LR01-6431 & RES FAM SUBDIV LR04-11168
Legal SubdivisionFAM SUBDIV
JurisdictionWARREN VA
Township / Civil DivisionNORTH RIVER
Census Block Group2
Census Block2033
Census Tract20200

Owner

3620 Reliance Rd is owned and occupied by an individual.

Source: Warren County records, as of August 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3620 RELIANCE RD, MIDDLETOWN, VA 22645-3836
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN VA
Property Address3620 RELIANCE RD, MIDDLETOWN, VA 22645-3836
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200002187
DateApr 8, 2020
Instrument200002187
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3620 Reliance Rd was $4,255, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWarren County
Unified School DistrictWarren County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,255.00 (+18.79%)$747,900 (-) Land $212,700 Building $535,200
2025$3,582.00 (-35.32%)$747,900 (+35.05%) Land $212,700 Building $535,200$747,900 (+35.05%) Land $212,700 Building $535,200
2024$5,538.00$553,800 (-) Land $128,000 Building $425,800$553,800 (-) Land $128,000 Building $425,800
2023$553,800 Land $128,000 Building $425,800$553,800 Land $128,000 Building $425,800
2022$5,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3620 Reliance Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3620 Reliance Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
1,200 / 35
Verizon
Fiber
980 / 880

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