3616 Reliance Rd, Middletown, VA 22645 Property Records

Warren County property record for 3616 Reliance Rd, Middletown, VA 22645

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,320 sqft · built 2006
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,564 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11/23/G`

Property Details

APN / Parcel Number

Primary APN	`11/23/G`
Alternative APN	`31720`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,320 sqft Living Area
Gross Area	6,824 sqft
1st Floor Area	1,884 sqft
Basement Area	1,884 sqft
Unfinished Basement	1,884 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Terrain	Rolling
Garage Area	560 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	628 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	31720
Old Parcel Number	11 23G
Street Address	3616 RELIANCE RD
City	MIDDLETOWN
State	VA
Zip	22645-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L 23G MARCUS W ROBINSON JR FAM SUBDIV LR04-11168
Legal Subdivision	FAM SUBDIV
Legal Lot Number	23G
Jurisdiction	WARREN VA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2033
Census Tract	20200

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3616 RELIANCE RD, MIDDLETOWN, VA 22645-3836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	3616 RELIANCE RD, MIDDLETOWN, VA 22645-3836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200007613
Date	Oct 23, 2020
Instrument	200007613

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	3616 RELIANCE RD, MIDDLETOWN, VA 22645-3836
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180005050
Date	Oct 10, 2018
Instrument	180005050

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,564.00 (+18.79%)	$802,160 (-) Land $71,800 Building $730,360
2025	$3,842.00 (+20.06%)	$802,160 (+22.82%) Land $71,800 Building $730,360	$802,160 (+22.82%) Land $71,800 Building $730,360
2024	$3,200.00	$653,100 (-) Land $57,500 Building $595,600	$653,100 (-) Land $57,500 Building $595,600
2023		$653,100 Land $57,500 Building $595,600	$653,100 Land $57,500 Building $595,600
2022	$3,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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