Frederick County property record for 3620 Howard Stup Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,782 sqft · built 1975 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $201,000 (Apr 2011) |
| Tax Bill | $4,466 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-013610 |
| Primary APN | 01-013610 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,007 sqft Living Area |
| Gross Area | 2,295 sqft |
| 1st Floor Area | 1,782 sqft |
| Basement Area | 225 sqft |
| Finished Basement | 225 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 013610 |
|---|---|
| Street Address | 3620 HOWARD STUP RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 1 1.033 AC N/S H.STUP RD E/CAP STI NR ADAMSTOWN |
| Legal Subdivision | MOUNTVILLE |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 752303 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3620 HOWARD STUP RD, FREDERICK, MD 21703-7846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2011 · Amount on Record |
| Deed Sale | Apr 21, 2011 · Amount on Record |
| Prior Sale | Apr 21, 2011 · Amount on Record |
| Deed Document Number | 20118330/0337 |
| Deed Book / Page | 8330 / 337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3620 HOWARD STUP RD, FREDERICK, MD 21703-7846 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | PERTORMANCE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0117540077 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 11754/0077 |
| Instrument | 11754-0077 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,167 (+23.5%) | $406,900 (+24.55%) Land $130,200 Building $276,700 | |
| 2025 | $4,466.00 (+18.93%) | ||
| 2023 | $3,755.00 | $307,833 | $326,700 Land $100,200 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| MN FWA Buyer Fixed Wireless | 30 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
| All Points Broadband Fixed Wireless | 10 / 1 |
May also be available: EarthLink Business.
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