Frederick County property record for 3597 Howard Stup Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,458 sqft · built 2007 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $543,000 (Oct 2025) |
| Tax Bill | $4,212 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-045695 |
| Primary APN | 01-045695 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 2,034 sqft |
| 1st Floor Area | 1,458 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 57,935 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 238 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 045695 |
|---|---|
| Street Address | 3597 HOWARD STUP RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 4 SECT 1 1.33 ACRE MOUNTVILLE ACRES |
| Legal Subdivision | MOUNTVILLE ACRES SEC 01 |
| Legal Lot Number | 4 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 752303 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3597 HOWARD STUP RD, FREDERICK, MD 21703-7838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Prior Sale | Dec 5, 2007 |
| Deed Book / Page | 17541 / 374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 3, 2025 |
| Property Address | 3597 HOWARD STUP RD, FREDERICK, MD 21703-7838 |
| Document Number | 0175410374 |
| Book / Page | 17541 / 374 |
| Map Reference | MB 83 PG 88 |
| Instrument Date | Sep 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,357.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3597 HOWARD STUP RD, FREDERICK, MD 21703-7838 |
| Document Number | 0017541381 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 17541/381 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,267 (+7.73%) | $421,500 (-) Land $132,900 Building $288,600 | |
| 2025 | $4,212.00 (+15.08%) Homeowner's exemption | $365,033 (+15.4%) | $421,500 (+25.15%) Land $132,900 Building $288,600 |
| 2023 | $3,660.00 Homeowner's exemption | $316,333 | $336,800 Land $102,300 Building $234,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| MN FWA Buyer Fixed Wireless | 30 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
| All Points Broadband Fixed Wireless | 10 / 1 |
May also be available: EarthLink Business.
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