3620 Harding St, Dearborn, MI 48124 Property Records

Wayne County property record for 3620 Harding St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 656 sqft · built 1942
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Jan 2022)
Tax Bill	$2,734 (2019)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`82-09-273-31-022`

Property Details

APN / Parcel Number

Primary APN	`82-09-273-31-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	656 sqft Living Area
Gross Area	1,300 sqft
Basement Area	644 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 41 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	82-09-273-31-022
Street Address	3620 HARDING ST
City	DEARBORN
State	MI
Zip	48124-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 14 DEARBORN TRACTOR SUB
Legal Subdivision	DEARBORN TRACTOR SUB
Legal Lot Number	14
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1001
Census Tract	575401

Owner

Source: Wayne County assessment roll, as of March 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3620 HARDING ST, DEARBORN, MI 48124-3764
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 1, 2021	Warranty Deed, Transfer MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC
May 17, 2018	Warranty Deed, Transfer MICHIGAN TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	2022028588
Deed Book / Page	57373 / 727
Record Updated	Jun 7, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 31, 2022
Property Address	3620 HARDING ST, DEARBORN, MI 48124-3764
Document Number	0573730727
Book / Page	57373 / 727
Map Reference	LB 39 PG 88
Instrument Date	Jan 24, 2022
Instrument	2022028588
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3430 GRINDLEY PARK ST, 3430, DEARBORN, MI 48124-3383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 1ST STREET #518 # 518, 518, DEARBORN, MI 48124

Mortgage

Document Number	0057373728
Date	Jan 31, 2022
Instrument	57373/728

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 1, 2021
Property Address	3620 HARDING ST, DEARBORN, MI 48124-3764
Document Number	0565820210
Book / Page	56582 / 210
Map Reference	LB 39 PG 88
Instrument Date	Apr 1, 2021
Instrument	2021140574
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3620 HARDING ST, 3620, DEARBORN, MI 48124-3764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 HARDING ST, DEARBORN, MI 48124-3764

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 17, 2018
Property Address	3620 HARDING ST, DEARBORN, MI 48124-3764
Document Number	0544140931
Book / Page	054414 / 000931
Instrument Date	May 8, 2018
Instrument	178518
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$498.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 HARDING ST DEARBORN MI 481243764, DEARBORN, MI 48124-3764

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$56,900	$113,800
2019	$2,734.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.Net Fiber	6,000 / 6,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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