Wayne County property record for 3604 Harding St, Dearborn, MI 48124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 828 sqft · built 1942 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $111,000 (Mar 2021) |
| Tax Bill | $2,079 (2019) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 82-09-273-31-024 |
| Primary APN | 82-09-273-31-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| Gross Area | 1,500 sqft |
| Basement Area | 672 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 140 ft deep x 41 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 82-09-273-31-024 |
|---|---|
| Street Address | 3604 HARDING ST |
| City | DEARBORN |
| State | MI |
| Zip | 48124-3764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 16 DEARBORN TRACTOR SUB |
| Legal Subdivision | DEARBORN TRACTOR SUB |
| Legal Lot Number | 16 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 575401 |
Source: Wayne County records · APN 82-09-273-31-024
Assessment roll updated March 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3604 HARDING ST, DEARBORN, MI 48124-3764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Mar 08, 2021 | Warranty Deed, Transfer TITLE SENSE INC, TITLE ONE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2021 · Amount on Record |
| Deed Sale | Mar 08, 2021 · Amount on Record |
| Deed Document Number | 2021085393 |
| Deed Book / Page | 56501 / 1162 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3604 HARDING ST, DEARBORN, MI 48124-3764 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | DEVON TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3604 HARDING ST, DEARBORN, MI 48124-3764 |
| Document Number | 0564730404 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 56473/404 |
| Instrument | 2021076571 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Mar 08, 2021 |
| Property Address | 3604 HARDING ST, DEARBORN, MI 48124-3764 |
| Document Number | 0565011162 |
| Book / Page | 56501 / 1162 |
| Map Reference | LB 39 PG 88 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2021085393 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $954.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15710 ALLISONVILLE RD, 15710, NOBLESVILLE, IN 46060-4201 |
| Name | Verified Name |
|---|---|
| Address | 3604 HARDING ST, DEARBORN, MI 48124-3764 |
Source: Wayne County records · Assessment roll updated March 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $61,500 | $123,000 | |
| 2019 | $2,079.00 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2014) |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.Net Fiber | 6,000 / 6,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
May also be available: Verizon.
Based on FCC filings for 879 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEARBORN serves 109,976 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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