Clay County property record for 3604 Cunningham Rd, Orange Park, FL 32065 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,076 sqft Living Area |
| Lot Size | 8,743 sqft (0.2 acres) |
| Garage | Attached, 525 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,054.00 (2024) |
| Primary APN | 08-04-25-007873-005-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,076 sqft Living Area |
| Gross Area | 2,601 sqft Gross Area |
| 1st Floor | 2,076 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 8,743 sqft (0.2 acres) |
| Garage Type | Attached Garage |
| Garage Area | 525 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3604 CUNNINGHAM RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-8232 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 105 SUGAR LEAF FARMS AS REC OR 4701 PG 1773 |
| Legal Subdivision | SUGAR LEAF FARMS |
| Legal Lot Number | 105 |
| Jurisdiction | CLAY FL |
| Minor Civil Division | MIDDLEBURG-CLAY HILL |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 30207 |
Source: Clay County records · APN 08-04-25-007873-005-05
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3604 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 20, 2023 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 |
| Deed Sale | Mar 20, 2023 |
| Deed Doc Number | 202312647 |
| Deed Book / Page | 4701 / 1773 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3604 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3604 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232 |
| Document Number | 0050230217 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 5023/217 |
| Instrument | 2026011672 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 20, 2023 |
| Property Address | 608 BARTRAM DOWNS RD, ORANGE PARK, FL 32065 |
| Document Number | 0047011773 |
| Book / Page | 4701 / 1773 |
| Map Reference | MB 67 PG 36-43 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023012647 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 09, 2024 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,203.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Address | 3604 CUNNINGHAM RD, ORANGE PARK, FL 32065-8232 |
| Document Number | 0047011778 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 4701/1778 |
| Instrument | 2023012648 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,252.00 (+4.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $328,934 (+557.87%) | $357,016 (+614.03%) Land $65,000 Building $292,016 |
| 2024 | $4,054.00 (+434.12%) | ||
| 2023 | $759.00 (+399.34%) | $50,000 (+4%) Land $50,000 | $50,000 (+4%) Land $50,000 |
| 2022 | $152.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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