3620 77th Ter E, Sarasota, FL 34243 Property Records

Manatee County property record for 3620 77th Ter E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 1998
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,900 (Nov 2018)
Tax Bill	$3,321 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20278-1225-0`

Property Details

APN / Parcel Number

Primary APN	`20278-1225-0`
Alternative APN	`3518322027812250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,222 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,222 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	294 sqft
Porch	Screened Porch
Porch Area	306 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3620 77TH TER E
City	SARASOTA
State	FL
Zip	34243-2882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 43 COUNTRY PALMS A SUB PI#20278.1225/0
Legal Range	18E
Legal Township	35S
Legal Section	32
Legal Subdivision	COUNTRY PALMS
Legal Tract	02027800
Legal Lot Number	43
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3005
Census Tract	805

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3620 77TH TER E, SARASOTA, FL 34243-2882
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 24, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Nov 7, 2018	Warranty Deed, Transfer BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Aug 28, 2003 · Amount on Record
Deed Document Number	2018112313
Deed Book / Page	2755 / 3793
Prior Transfer Date	Sep 4, 2001
Prior Transfer Doc	1699006903
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3620 77TH TER E, SARASOTA, FL 34243-2882
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 77TH TER E, SARASOTA, FL 34243-2882

Mortgage

Document Number	0041001271
Date	Jan 4, 2022
Instrument	202241001271

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3620 77TH TER E, SARASOTA, FL 34243-2882
Document Number	0028141827
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3620 77TH TER E SARASOTA FL 342432882, SARASOTA, FL 34243-2882

Mortgage

Document Number	0028141827
Date	Nov 22, 2019
Book Page	002814/001827
Instrument	41117947

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 7, 2018
Property Address	3620 77TH TER E, SARASOTA, FL 34243-2882
Document Number	0027553793
Book / Page	002755 / 003793
Instrument Date	Nov 6, 2018
Instrument	41112313
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3436 ALAMO LN SARASOTA FL 342353404, SARASOTA, FL 34235-3404

Mortgage

Document Number	27553795
Date	Nov 7, 2018
Book Page	002755/003795
Instrument	41112314

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,419 (+2.7%)	$293,802 (-2.39%) Land $56,100 Building $237,702
2025	$3,321.00 (+3.23%)	$248,704 (+5.99%)	$300,982 (-3.74%) Land $56,100 Building $244,882
2024	$3,217.00 (+1.77%)
2023	$3,161.00 (+3.03%) Homeowner's exemption	$234,655 (+3%)	$312,682 (-3.13%) Land $56,100 Building $256,582
2022	$3,068.00 Homeowner's exemption	$227,820	$322,799 Land $55,000 Building $267,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	14 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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