3619 77th Ter E, Sarasota, FL 34243 Property Records

Manatee County property record for 3619 77th Ter E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1998
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$409,900 (Apr 2023)
Tax Bill	$5,269 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20278-1035-3`

Property Details

APN / Parcel Number

Primary APN	`20278-1035-3`
Alternative APN	`3518322027810353`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,674 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	300 sqft
Porch	Screened Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3619 77TH TER E
City	SARASOTA
State	FL
Zip	34243-2883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 5 COUNTRY PALMS A SUB PI#20278.1035/3
Legal Range	18E
Legal Township	35S
Legal Section	32
Legal Subdivision	COUNTRY PALMS
Legal Tract	02027800
Legal Lot Number	5
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3004
Census Tract	805

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3619 77TH TER E, SARASOTA, FL 34243-2883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Sep 20, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 25, 2019	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK MTG
Dec 21, 2017	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK
May 22, 2017	Deed of Trust, Mortgage · VA Mortgage CBC NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Jun 11, 2014 · Amount on Record
Deed Document Number	202339741
Prior Transfer Date	Jun 2, 2014
Prior Transfer Doc	0025241404
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 18, 2023
Property Address	3619 77TH TER E, SARASOTA, FL 34243-2883
Document Number	0041039741
Map Reference	MB 31 PG 198
Instrument Date	Apr 14, 2023
Instrument	202341039741
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,869.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2036 LAWN AVE, NORTH PORT, FL 34288-0904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3619 77TH TER E, SARASOTA, FL 34243-2883

Mortgage

Document Number	0041039742
Date	Apr 18, 2023
Instrument	202341039742

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3619 77TH TER E, SARASOTA, FL 34243-2883
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202141124057
Date	Sep 20, 2021
Instrument	202141124057

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3619 77TH TER E, SARASOTA, FL 34243-2883
Document Number	0041003933
Instrument Date	Dec 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3619 77TH TER E SARASOTA FL 342432883, SARASOTA, FL 34243-2883

Mortgage

Document Number	0041003933
Date	Jan 13, 2020
Instrument	41003933

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3619 77TH TER E, SARASOTA, FL 34243-2883
Document Number	0027085199
Book / Page	002708 / 005199
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3619 77TH TER E SARASOTA FL 342432883, SARASOTA, FL 34243-2883

Mortgage

Document Number	0027085199
Date	Jan 4, 2018
Book Page	002708/005199
Instrument	41001425

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3619 77TH TER E, SARASOTA, FL 34243-2883
Document Number	0026770516
Book / Page	002677 / 000516
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3619 77TH TER E SARASOTA FL 342432883, SARASOTA, FL 34243-2883

Mortgage

Document Number	0026770516
Date	Jun 2, 2017
Book Page	002677/000516
Instrument	41052209

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,286 (-1.32%) Land $51,000 Building $324,286	$375,286 (-1.32%) Land $51,000 Building $324,286
2025	$5,269.00 (-1.35%)	$380,299 (+128.34%) Land $51,000 Building $329,299	$380,299 (-2.39%) Land $51,000 Building $329,299
2024	$5,341.00 (+218.3%)
2023		$166,552	$389,624 Land $51,000 Building $338,624
2022	$1,678.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	40 (1992–2024)
Claims Outside the SFHA	14 of 40
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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