Bonner County property record for 362 Winding Way, Sandpoint, ID 83864
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,332 sqft · built 1971 |
| Lot Size | 13.5 acres (591,980 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,371 (2026) |
| Deeds & Mortgages | Apr 2020 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP59N01W294901A |
| Primary APN | RP59N01W294901A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,332 sqft Finished Area |
| 1st Floor Area | 2,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 591,980 sqft (13.5 acres) |
| Garage Type | Built-in |
| Lean-To | 260 sqft |
| Pole Barn | 2,530 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 362 WINDING WAY |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A/f-10 |
| Legal Description | 29-59N-1W TAX 26 CPWRS |
| Legal Range | 01W |
| Legal Township | 59N |
| Legal Section | 29 |
| Legal Subdivision | CPWRS |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950201 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 362 WINDING WAY, SANDPOINT, ID 83864-8113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Line of Credit HORIZON CU |
| Nov 23, 2020 | Deed of Trust, Mortgage · VA Mortgage HORIZON CU |
| Aug 31, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 28, 2020 |
| Transfer Doc | 0000964430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 362 WINDING WAY, SANDPOINT, ID 83864-8113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000955548 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 955548 |
| Name | HORIZON CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 12, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 362 WINDING WAY, SANDPOINT, ID 83864-8113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000970673 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 970673 |
| Name | HORIZON CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99216 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Aug 31, 2020 |
| Property Address | 362 WINDING WAY, SANDPOINT, ID 83864-8113 |
| Document Number | 0000964430 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 964430 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 362 WINDING WAY, SANDPOINT, ID 83864-8113 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,371.00 (+5.54%) Homeowner's exemption | $439,255 (+1.04%) Land $187,649 Building $251,606 | $439,255 (+1.04%) Land $187,649 Building $251,606 |
| 2025 | $1,299.00 (-18.15%) Homeowner's exemption | $434,752 (-16.53%) Land $187,292 Building $247,460 | $434,752 (-16.53%) Land $187,292 Building $247,460 |
| 2023 | $1,587.00 Homeowner's exemption | $520,864 Land $196,292 Building $324,572 | $520,864 Land $196,292 Building $324,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Idaho |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
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