Bonner County property record for 292 Winding Way, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1985 |
| Lot Size | 5.13 acres (223,463 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $325,000 (Sep 2016) |
| Tax Bill | $1,431 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP59N01W294800A |
| Primary APN | RP59N01W294800A |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Finished Area |
| 1st Floor Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 223,463 sqft (5.13 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Lean-To | 120 sqft |
| Pole Barn | 1,080 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 292 WINDING WAY |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A/f-10 |
| Legal Description | 29-59N-1W UNRECORDED PLAT SU-36 & E2 SU-37 |
| Legal Range | 01W |
| Legal Township | 59N |
| Legal Section | 29 |
| Legal Subdivision | UNRECORDED PLAT |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950201 |
292 Winding Way is owner-occupied and held in a trust since September 2016.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 292 WINDING WAY, SANDPOINT, ID 83864-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2016 · Amount on File |
| Deed Sale | Sep 15, 2016 · Amount on File |
| Deed Document Number | 2016895052 |
| Prior Transfer Date | May 29, 2014 |
| Prior Transfer Doc | 861420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 292 WINDING WAY, SANDPOINT, ID 83864-8114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 911276 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 911276 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | SANDPOINT, ID 83864 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 292 Winding Way was $1,431 with a homeowner's exemption, up 3.8% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,431.00 (+3.77%) Homeowner's exemption | $435,872 (-2.88%) Land $262,604 Building $173,268 | $435,872 (-2.88%) Land $262,604 Building $173,268 |
| 2025 | $1,379.00 Homeowner's exemption | $448,780 Land $262,604 Building $186,176 | $448,780 Land $262,604 Building $186,176 |
| 2023 | $1,570.00 Homeowner's exemption | $498,169 Land $279,809 Building $218,360 | $498,169 Land $279,809 Building $218,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 292 Winding Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 292 Winding Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
May also be available: E.L. Internet Northwest, Ziply Fiber.
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