Madison County property record for 362 Winding Branch Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,000 (Nov 2017) |
| Tax Bill | $1,942 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0072-016A-0001-24 |
| Primary APN | 0072-016A-0001-24 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,761 sqft (0.269 acres) |
|---|
| Account Number | 63080 |
|---|---|
| Street Address | 362 WINDING BRANCH DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEY CREEK LOT 24 UNIT 1 BLK 1 |
| Legal Subdivision | STONEY CREEK |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Legal Unit | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10901 |
362 Winding Branch Dr is owned and occupied by an individual who bought it in November 2017.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 362 WINDING BRANCH DR, BEREA, KY 40403-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jun 30, 2017 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Nov 1, 2017 | Warranty Deed, Transfer · VA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on File |
| Deed Sale | Nov 1, 2017 · Amount on File |
| Deed Document Number | 2013967197 |
| Deed Book / Page | D00752 / 249 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 362 WINDING BRANCH DR, BEREA, KY 40403-8110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01971/144 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | M01971/144 |
| Instrument | 2014018717 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 14, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 362 WINDING BRANCH DR, BEREA, KY 40403-8110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01750/787 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | M01750/787 |
| Instrument | 2013960956 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jun 29, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 1, 2017 |
| Property Address | 362 WINDING BRANCH DR, BEREA, KY 40403-8110 |
| Document Number | D00752/249 |
| Book / Page | D00752 / 249 |
| Map Reference | CAB26 SL480 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2013967197 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $149.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 362 WINDING BRANCH RD, BEREA, KY 40403-8110 |
| Document Number | 2013967198 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 2013967198 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 362 Winding Branch Dr was $1,942 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,942.00 Additional exemption filed | $206,000 | $206,000 |
| 2023 | $1,649.00 | $170,000 | $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 362 Winding Branch Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 362 Winding Branch Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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