Madison County property record for 361 Winding Branch Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Company Name on Record |
| Last Sale | $940,000 (Jun 2023) |
| Tax Bill | $2,216 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0072-016A-0023 |
| Primary APN | 0072-016A-0023 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|
| Account Number | 49601 |
|---|---|
| Street Address | 361 WINDING BRANCH DR |
| City | BEREA |
| State | KY |
| Zip | 40403-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEY CREEK LOT 23 UNIT 1 BLK 1 |
| Legal Subdivision | STONEY CREEK |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Legal Unit | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10901 |
Source: Madison County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 122 WHISPERING HILLS DR, BEREA, KY 40403-9753 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK |
| Nov 15, 2018 | Deed, Transfer PEOPLES BANK & TRUST CO OF MADISON |
| Nov 15, 2018 | Deed, Construction Loan · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on Record |
| Deed Sale | Jun 6, 2023 · Amount on Record |
| Prior Sale | Sep 11, 2020 · Amount on Record |
| Deed Document Number | 202314149255 |
| Deed Book / Page | 839 / 253 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 11, 2020 |
| Property Address | 361 WINDING BRANCH DR, BEREA, KY 40403-8110 |
| Document Number | 0D00794/73 |
| Book / Page | D00794 / 73 |
| Map Reference | MB P25 PG 282 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2014020083 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 N 2ND ST, 212, RICHMOND, KY 40475-1408 |
| Name | Verified Name |
|---|---|
| Address | 4258 KING CORS, BEREA, KY 40403 |
| Document Number | 2014020088 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2014020088 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 10, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 15, 2018 |
| Property Address | 361 WINDING BRANCH DR, BEREA, KY 40403-8110 |
| Document Number | D00766/772 |
| Book / Page | D00766 / 772 |
| Map Reference | MB P25 PG282 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 2013984727 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 N 2ND ST, 212, RICHMOND, KY 40475-1408 |
| Name | Verified Name |
|---|---|
| Address | 212 N 2ND ST # M, M, RICHMOND, KY 40475-1408 |
| Document Number | 2013984730 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2013984730 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 15, 2018 |
| Property Address | 361 WINDING BRANCH DR, BEREA, KY 40403-8110 |
| Document Number | D00766/774 |
| Book / Page | D00766 / 774 |
| Map Reference | MB P25 PG282 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 2013984728 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 N 2ND ST # SL, SL, RICHMOND, KY 40475-1408 |
| Name | Verified Name |
|---|---|
| Address | 212 N SECOND SL, SL, RICHMOND, KY 40475-1408 |
| Document Number | 2013984733 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2013984733 |
| Name | PEOPLES BANK & TRUST CO OF MADISON |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | M01834/197 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | M01834/197 |
| Instrument | 2013984732 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Nov 14, 2019 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,216.00 (+7.52%) | $235,000 (+10.59%) | $235,000 (+10.59%) |
| 2023 | $2,061.00 | $212,500 | $212,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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