362 Wabash St, Elgin, IL 60123 Property Records

Kane County property record for 362 Wabash St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1893
Lot Size	0.148 acres (6,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jun 2017)
Tax Bill	$4,918 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-134-009`

Property Details

APN / Parcel Number

Primary APN	`06-23-134-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	2,268 sqft
Basement Area	756 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Construction Type	Frame
Lot Area	6,468 sqft (0.148 acres)
Lot Dimensions	132 ft deep x 49 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	362 WABASH ST, A
City	ELGIN
State	IL
Zip	60123-7490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS 4TH ADDN SOUTH 1/2 OF LOT 2 & NORTH 16 FT OF LOT 3 BLOCK 6
Legal Subdivision	J C&W H KIMBALLS 4TH ADDN
Legal Block	6
Legal Lot Number	2,3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5017
Census Tract	851600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	362 WABASH ST, ELGIN, IL 60123-7490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jun 2, 2017	Warranty Deed, Transfer · Conventional with PMI SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Aug 1, 2014 · Amount on Record
Deed Document Number	201728110
Prior Transfer Date	Jun 11, 2012
Prior Transfer Doc	0000037589
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	362 WABASH ST, ELGIN, IL 60123-7490
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078701
Date	Oct 19, 2021
Instrument	2021K078701

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 2, 2017
Property Address	362 WABASH ST, ELGIN, IL 60123-7490
Document Number	0000028110
Instrument Date	May 12, 2017
Instrument	28110
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 PIONEER PARK PL ELGIN IL 601232726, ELGIN, IL 60123-2726

Mortgage

Document Number	28111
Date	Jun 2, 2017
Instrument	28111

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,918.00 (+25.88%) Homeowner's exemption
2024		$66,750 (+30.73%) Land $14,313 Building $52,437	$200,330 (+30.78%) Land $42,956 Building $157,374
2022	$3,907.00 (+4.94%) Homeowner's exemption	$51,060 (+6.96%) Land $11,791 Building $39,269	$153,180 (+6.96%) Land $35,373 Building $117,807
2021	$3,723.00 Homeowner's exemption	$47,738 Land $11,024 Building $36,714	$143,214 Land $33,072 Building $110,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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