343 Wabash St, Elgin, IL 60123 Property Records

Kane County property record for 343 Wabash St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,341 sqft · built 1923
Lot Size	0.142 acres (6,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (May 2023)
Tax Bill	$5,004 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-131-012`

Property Details

APN / Parcel Number

Primary APN	`06-23-131-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
Gross Area	2,381 sqft
1st Floor Area	1,341 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	6,183 sqft (0.142 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	343 WABASH ST
City	ELGIN
State	IL
Zip	60123-7417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J C & W H KIMBALLS 4TH ADDN LOT 10 BLOCK 2
Legal Subdivision	J C&W H KIMBALLS 4TH ADDN
Legal Block	2
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851600

Owner

Source: Kane County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	989 SAINT CHARLES ST, ELGIN, IL 60120-8440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Jul 3, 2013 · Amount on Record
Deed Document Number	202313747
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 2, 2023
Property Address	343 WABASH ST, ELGIN, IL 60123-7417
Document Number	0000013747
Instrument Date	Apr 21, 2023
Instrument	2023K013747
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	CT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$237.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 WABASH ST, ELGIN, IL 60123-7417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	343 WABASH ST, ELGIN, IL 60123-7417

Mortgage

Document Number	0000013748
Date	May 2, 2023
Instrument	2023K013748

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Mortgage

Document Number	0000013749
Date	May 2, 2023
Instrument	2023K013749

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,004.00 (+3.37%)	$73,592 (+8.57%) Land $13,812 Building $59,780	$220,864 (+8.57%) Land $41,453 Building $179,412
2024		$67,783 (+21.39%) Land $12,722 Building $55,061	$203,430 (+21.44%) Land $38,181 Building $165,249
2022	$4,841.00 (+3.95%)	$55,837 (+6.96%) Land $10,480 Building $45,357	$167,511 (+6.96%) Land $31,440 Building $136,071
2021	$4,657.00	$52,204 Land $9,798 Building $42,406	$156,612 Land $29,394 Building $127,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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