362 Richert Ct, Elgin, IL 60120 Property Records

Kane County property record for 362 Richert Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,052 sqft · built 1924
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$3,343 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-13-459-019`

Property Details

APN / Parcel Number

Primary APN	`06-13-459-019`
Alternative APN	`06-13-459-046`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,052 sqft
Basement Area	1,052 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached

Location & Zoning

Old Parcel Number	0613459019
Street Address	362 RICHERT CT
City	ELGIN
State	IL
Zip	60120-6714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADD BLK VII SOUTH PT LT 4 (EX THE EX PT DESC IN BK 1088 PG 585) PER SOA REQUEST DATED 6/20/24
Legal Subdivision	SHERMANS ADD
Legal Block	7
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	362 RICHERT CT, ELGIN, IL 60120-6714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	362 RICHERT CT, ELGIN, IL 60120-6714
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 RICHERT CT, ELGIN, IL 60120-6714

Mortgage

Document Number	0000008894
Date	Mar 19, 2024
Instrument	2024K008894

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2054

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,343.00 (+9.79%) Homeowner's exemption Senior Citizen's exemption	$59,832 (+8.57%) Land $15,076 Building $44,756	$179,568 (+8.57%) Land $45,246 Building $134,322
2024		$55,109 (+19.47%) Land $13,886 Building $41,223	$165,393 (+19.52%) Land $41,675 Building $123,718
2022	$3,045.00 (+6.25%) Homeowner's exemption	$46,126 (+6.96%) Land $12,168 Building $33,958	$138,378 (+6.96%) Land $36,504 Building $101,874
2021	$2,866.00 Homeowner's exemption	$43,124 Land $11,376 Building $31,748	$129,372 Land $34,128 Building $95,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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