358 Richert Ct, Elgin, IL 60120 Property Records

Kane County property record for 358 Richert Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,098 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jan 2010)
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-459-017`

Property Details

APN / Parcel Number

Primary APN	`06-13-459-017`
Alternative APN	`06-13-459-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,098 sqft
Basement Area	1,098 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0613459017
Street Address	358 RICHERT CT
City	ELGIN
State	IL
Zip	60120-6714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADD BLK VII PT LT 4 DESC IN DOC 2016K021664 LYING WEST OF EXCEPTED STRIP OF LAND ACROSS TRACT PER SOA REQUEST USING DOC 280409 DATED 9/16/26 AND BK 796 PG 594 DATED 9/13/26
Legal Subdivision	SHERMANS ADD
Legal Block	7
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	358 RICHERT CT, ELGIN, IL 60120-6714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSOCLATED BANK NA
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2010 · Amount on Record
Deed Sale	Jan 7, 2010 · Amount on Record
Prior Sale	Sep 1, 2009 · Amount on Record
Deed Document Number	20101613
Last Transfer Date	May 5, 2016
Transfer Doc	0000021664
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	358 RICHERT CT, ELGIN, IL 60120-6714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029465
Date	Jul 10, 2019
Instrument	2019K029465

Lender

Name	ASSOCLATED BANK NA
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	358 RICHERT CT, ELGIN, IL 60120-6714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048700
Date	Aug 27, 2020
Instrument	2020K048700

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,346.00 (-8.33%) Homeowner's exemption Senior Citizen's exemption	$59,860 (+8.57%) Land $7,889 Building $51,971	$179,652 (+8.57%) Land $23,676 Building $155,975
2024		$55,135 (+14.62%) Land $7,266 Building $47,869	$165,471 (+14.67%) Land $21,807 Building $143,664
2022	$3,650.00 (+5.01%) Homeowner's exemption	$48,102 (+6.96%) Land $8,669 Building $39,433	$144,306 (+6.96%) Land $26,007 Building $118,299
2021	$3,476.00 Homeowner's exemption	$44,972 Land $8,105 Building $36,867	$134,916 Land $24,315 Building $110,601

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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