362 Ponder Point Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 362 Ponder Point Dr, Sandpoint, ID 83864 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	8 Baths
Year Built	Built 1993
Square Footage	8,384 sqft Finished Area
Lot Size	29,621 sqft (0.68 acres)
Garage	Attached, 56 sqft
Last Sale	$625,000 (2019)
Tax Bill	$21,000.00 (2025)

Owner

Source: Bonner County records · APN RP0360600007B0A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	809 W LINCOLN BLVD, SPOKANE, WA 99224-8421
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Deed Doc Number	2019937308
Record Refreshed	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Apr 18, 2019
Property Address	362 PONDER POINT DR, SANDPOINT, ID 83864-8666
Document Number	937308
Map Reference	MB 4 PG 104
Instrument Date	Apr 15, 2019
Instrument	937308
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	NORTH ID TITLE COMPANY SANDPOINT, NORTH IDAHO TTL CO SANDPOINT

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12518 S FLYING GOOSE LN, SPOKANE, WA 99224-8540

Mortgage

Document Number	937309
Date	Apr 18, 2019
Instrument	937309

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	May 01, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,743,317 (+0.58%)	$5,743,317 (+0.58%)
2025	$21,000.00 (+36.26%)	$5,710,187 (+46.97%) Land $3,745,557 Building $1,964,630	$5,710,187 (+46.97%) Land $3,745,557 Building $1,964,630
2023	$15,412.00	$3,885,183 Land $2,219,545 Building $1,665,638	$3,885,183 Land $2,219,545 Building $1,665,638

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bonner County (16017C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	2,074.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`RP0360600007B0A`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Total Rooms	18 Rooms
Building Area	8,384 sqft Finished Area
1st Floor	8,384 sqft 1st Floor
Basement Area	4,192 sqft Basement
Finished Basement	4,192 sqft Finished
Great Room	Great Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached Garage
Garage Area	56 sqft Garage
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Radiant Heating

Location & Zoning

Street Address	362 PONDER POINT DR
City	SANDPOINT
State	ID
Zip	83864-8666
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	12-57N-2W BAUER POINT LOT 7B
Legal Range	02W
Legal Township	57N
Legal Section	12
Legal Subdivision	BAUER POINT
Legal Lot Number	7B
Jurisdiction	BONNER ID
Minor Civil Division	SANDPOINT
Census Blockgroup	1
Census Block	1011
Census Tract	950203