Bonner County property record for 293 Ponder Point Dr, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,421 sqft · built 1978 |
| Lot Size | 0.376 acres (16,379 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $412,500 (Jun 2018) |
| Tax Bill | $3,724 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP003580010090A |
| Primary APN | RP003580010090A |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,421 sqft Finished Area |
| 1st Floor Area | 3,421 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,379 sqft (0.376 acres) |
| Garage Type | Attached |
| Garage Area | 285 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 293 PONDER POINT DR |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | 12-57N-2W PONDER POINT 2ND BLK 1 LOT 9 ADD |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 12 |
| Legal Subdivision | PONDER POINT 2ND |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950203 |
293 Ponder Point Dr is owner-occupied and held in a trust since February 2022.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 293 PONDER POINT DR, SANDPOINT, ID 83864-8657 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Line of Credit COLUMBIA STATE BANK |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK |
| Jun 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on File |
| Deed Sale | Jun 28, 2018 · Amount on File |
| Deed Document Number | 2018923849 |
| Last Transfer Date | Feb 10, 2022 |
| Transfer Doc | 0001000696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 293 PONDER POINT DR, SANDPOINT, ID 83864-8657 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001010227 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 1010227 |
| Name | COLUMBIA STATE BANK |
|---|---|
| Type | Bank |
| Address | PONDERAY, ID 83852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 293 PONDER POINT DR, SANDPOINT, ID 83864-8657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEOUR D ALE |
| Name | Verified Name |
|---|
| Document Number | 0000956682 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 956682 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jun 28, 2018 |
| Property Address | 293 PONDER POINT DR, SANDPOINT, ID 83864-8657 |
| Document Number | 0000923849 |
| Map Reference | MB3 PG123 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 923849 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 293 PONDER POINT DR, SANDPOINT, ID 83864-8657 |
| Document Number | 0000923850 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 923850 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 293 Ponder Point Dr was $3,724 with a homeowner's exemption, up 9.8% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,724.00 (+9.82%) Homeowner's exemption | $1,100,656 (+0.68%) Land $254,176 Building $846,480 | $1,100,656 (+0.68%) Land $254,176 Building $846,480 |
| 2025 | $3,391.00 Homeowner's exemption | $1,093,246 Land $254,176 Building $839,070 | $1,093,246 Land $254,176 Building $839,070 |
| 2023 | $3,127.00 Homeowner's exemption | $1,039,049 Land $211,141 Building $827,908 | $1,039,049 Land $211,141 Building $827,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 293 Ponder Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 293 Ponder Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: Fatbeam, Kaniksu Internet, T-Mobile, Verizon, Ziply Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures