362 Howard St, #364, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 362 Howard St, #364, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	9 bd · 3 ba · 4,241 sqft · built 1900
Lot Size	0.304 acres (13,230 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Sep 2008)
Tax Bill	$8,077 (2026)
Deeds & Mortgages	Feb 2022 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69 0000 0053 A`

Property Details

APN / Parcel Number

Primary APN	`69 0000 0053 A`
Alternative APN	`LAWR M:0069 B:0000 L:0053`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	4,241 sqft Living Area
Gross Area	6,078 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	13,230 sqft (0.304 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	69 0000 0053 A
Street Address	362 HOWARD ST, 364
City	LAWRENCE
State	MA
Zip	01841-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	53
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2001
Census Tract	250800

Owner

362 Howard St, #364 is owned and occupied by an individual who bought it in September 2008.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	362 HOWARD ST, 364, LAWRENCE, MA 01841-2938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LAWRENCE CITY COMMUNITY HOUSING AND DEVE
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOWELL COMMUNITY LOAN FUND INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2008 · Amount on File
Deed Sale	Sep 9, 2008 · Amount on File
Prior Sale	Aug 19, 2008 · Amount on File
Deed Document Number	200823532
Deed Book / Page	11307 / 227
Transfer Doc	011287-321
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	362-364 HOWARD ST, LAWRENCE, MA 01841
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017332-31
Date	Feb 1, 2022
Book Page	17332/31
Instrument	2778

Lender

Name	LAWRENCE CITY COMMUNITY HOUSING AND DEVE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	362-364 HOWARD ST, LAWRENCE, MA 01841
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016965-167
Date	Jun 7, 2021
Book Page	16965/167
Instrument	18730

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	362-364 HOWARD ST, LAWRENCE, MA 01841
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017269-66
Date	Dec 13, 2021
Book Page	17269/66
Instrument	40462

Lender

Name	LOWELL COMMUNITY LOAN FUND INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 362 Howard St, #364 was $8,077, up 4.5% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,077.00 (+4.46%)	$934,800 (+6.4%) Land $161,300 Building $773,500
2025	$7,732.00 (-8.76%)	$878,600 (-4.09%) Land $161,300 Building $717,300
2024	$8,474.00 (+58.01%)	$916,100 (+73.54%) Land $154,400 Building $761,700
2023	$5,363.00	$527,900 Land $133,600 Building $394,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 362 Howard St, #364 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 362 Howard St, #364 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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