361 Howard St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 361 Howard St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,227 sqft · built 1880
Lot Size	0.166 acres (7,240 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Dec 2025)
Tax Bill	$3,426 (2026)
Deeds & Mortgages	Apr 2021 Refinance Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`69 0000 0064 1A`

Property Details

APN / Parcel Number

Primary APN	`69 0000 0064 1A`
Alternative APN	`LAWR M:0069 B:0000 L:0064 1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,227 sqft Living Area
Gross Area	2,261 sqft
Basement Area	751 sqft
Unfinished Basement	751 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,240 sqft (0.166 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	69 0000 0064 1A
Street Address	361 HOWARD ST
City	LAWRENCE
State	MA
Zip	01841-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	64 1
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2000
Census Tract	250800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 SQUANTO RD, PEABODY, MA 01960-4510
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Dec 2, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Deed Document Number	202521296
Deed Book / Page	18455 / 168
Prior Transfer Date	Dec 1, 2025
Prior Transfer Doc	0000021296
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	361 HOWARD ST, LAWRENCE, MA 01841-2936
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016869-199
Date	Apr 9, 2021
Book Page	16869/199
Instrument	11864

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Dec 2, 2025
Property Address	361 HOWARD ST, LAWRENCE, MA 01841-2936
Document Number	018455-168
Book / Page	18455 / 168
Instrument Date	Dec 1, 2025
Instrument	21296
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SQUANTO RD, PEABODY, MA 01960-4510

Mortgage

Document Number	0000021297
Date	Dec 2, 2025
Instrument	21297

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jan 1, 2031
Index	1-Year CMT

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,426.00 (+0.56%)	$396,500 (+2.4%) Land $137,100 Building $259,400	$986,452 (+143.29%)
2025	$3,407.00 (+4.45%)	$387,200 (+9.81%) Land $137,100 Building $250,100	$405,460
2024	$3,262.00 (+3.1%)	$352,600 (+13.23%) Land $132,500 Building $220,100
2023	$3,164.00	$311,400 Land $114,200 Building $197,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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