Oakland County property record for 362 Carter Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,878 sqft · built 1968 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Nov 2013) |
| Tax Bill | $3,125 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-16-402-021 |
| Primary APN | 88-20-16-402-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,878 sqft |
| Basement Area | 1,878 sqft |
| Finished Basement | 1,878 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 193 ft deep x 106 ft wide |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 231 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 362 CARTER DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 16 LAKEWOOD SUB LOT 33 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 16 |
| Legal Subdivision | LAKEWOOD SUB |
| Legal Lot Number | 33 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 196900 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 362 CARTER DR, TROY, MI 48098-4611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE ANDERSON FINANCIAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2013 · Amount on Record |
| Deed Sale | Nov 5, 2013 · Amount on Record |
| Deed Document Number | 2013274794 |
| Deed Book / Page | 46507 / 266 |
| Prior Transfer Date | Jan 13, 2003 |
| Prior Transfer Doc | 0280260246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 362 CARTER DR, TROY, MI 48098-4611 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 362 CARTER DR, TROY, MI 48098-4611 |
| Document Number | 0000111811 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 58936/25 |
| Instrument | 111811 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 362 CARTER DR, TROY, MI 48098-4611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 362 CARTER DR, TROY, MI 48098-4611 |
| Document Number | 0000270210 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 55366/22 |
| Instrument | 270210 |
| Name | THE ANDERSON FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,125.00 (+2.43%) | ||
| 2024 | $3,051.00 (-6.12%) | ||
| 2023 | $267,420 | ||
| 2022 | $3,250.00 | $133,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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