345 Carter Dr, Troy, MI 48098 Property Records

Oakland County property record for 345 Carter Dr, Troy, MI 48098 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1981
Square Footage1,709 sqft Living Area
Lot Size20,038 sqft (0.46 acres)
OccupancyOwner Occupied
Last Sale$178,500 (2010)
Tax Bill$3,369.00 (2025)

Property Details

APN / Parcel Number

Primary APN88-20-16-451-035
Alternative APN
  • 2016451035

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,709 sqft Living Area
1st Floor Area1,709 sqft 1st Floor
Basement Area1,709 sqft Basement
Finished Basement1,709 sqft Finished
Game RoomGame Room
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage

Exterior Amenities

Deck Area585 sqft Deck
Patio Area585 sqft Patio
PorchSlab
Porch Area457 sqft Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address345 CARTER DR
CityTROY
StateMI
Zip48098-4610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 16 LAKEWOOD SUB W 56.25 FT OF LOT 56 & E 43.75 FT OF LOT 57
Legal Range11E
Legal Township2N
Legal Section16
Legal SubdivisionLAKEWOOD SUB
Legal Lot Number56-57
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2008
Census Tract196900

Owner

Source: Oakland County records · APN 88-20-16-451-035

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address345 CARTER DR, TROY, MI 48098-4610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Commercial Mortgage
WELLS FARGO BANK NA
Oct 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
CREDIT UNION ONE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2010 · Amount on Record
Deed SaleAug 30, 2010 · Amount on Record
Deed Document Number2010154717
Deed Book / Page42324 / 799
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address345 CARTER DR, TROY, MI 48098-4610
Transaction TypeMortgage
Record UpdatedJun 14, 2021
Title CompanyABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 CARTER DR, TROY, MI 48098-4610

Mortgage

Document Number0000134032
DateMay 20, 2021
Book Page56272/457
Instrument134032
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address345 CARTER DR, TROY, MI 48098-4610
Document Number0000213407
Book / Page051306 / 000089
Instrument DateOct 19, 2017
Transaction TypeMortgage
Record UpdatedDec 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 CARTER DR TROY MI 480984610, TROY, MI 48098-4610

Mortgage

Document Number0000213407
DateNov 20, 2017
Book Page051306/000089
Instrument213407
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFEMDALE, MI 48220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 19, 2022

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,369.00 (-3.85%)
2023$301,540
2022$3,504.00$150,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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