362 3rd St, Laguna Beach, CA 92651 Property Records

Orange County property record for 362 3rd St, Laguna Beach, CA 92651

Property Summary

Property TypeCommercial
Details5,616 sqft · built 1963
Lot Size0.241 acres (10,501 sqft)
OwnerCompany Name on Record
Tax Bill$1,765 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Nov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN641-262-05

Property Details

APN / Parcel Number

Primary APN641-262-05

Interior

Stories2 Stories
Building Area5,616 sqft Total Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialStucco
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area10,501 sqft (0.241 acres)

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Street Address362 3RD ST
CityLAGUNA BEACH
StateCA
Zip92651-2307
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeG1
Legal DescriptionA TR ROGERS ADD BLK E LOT 29 ROGERS ADD LOT 29 BLK E(AND LOTS 30 & 31 BLK E
Legal SubdivisionROGERS ADD
Legal Tract679
Legal BlockE
Legal Lot Number29
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3005
Census Tract62632

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address362 3RD ST, 1, LAGUNA BEACH, CA 92651-2307
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Deed of Trust, Mortgage · Line of Credit
CALPRIVATE BK
Nov 11, 2018Loan Modification, Mortgage
SEACOAST CMRC BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address362 3RD ST, LAGUNA BEACH, CA 92651-2307
Document Number0000661180
Instrument DateNov 5, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanyUSA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address362 3RD ST LAGUNA BEACH CA 926512307, LAGUNA BEACH, CA 92651-2307

Mortgage

Document Number0000661180
DateNov 16, 2020
Instrument661180
Lender
NameCALPRIVATE BK
Address4675 MACARTHUR CT # 1450, NEWPORT BEACH, CA 92660-8889
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE CA
Property Address362 3RD ST, LAGUNA BEACH, CA 92651-2307
Document Number0000484461
Instrument DateNov 11, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address362 3RD ST LAGUNA BEACH CA 926512307, LAGUNA BEACH, CA 92651-2307

Mortgage

Document Number0000484461
DateDec 28, 2018
Instrument484461
Lender
NameSEACOAST CMRC BK
TypeBank
Address11939 RANCHO BERNARDO RD # 200, SAN DIEGO, CA 92128-2075
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,945,209 (+2%) Land $1,856,814 Building $88,395
2025$1,765.00 (-39.76%) Additional exemption filed$1,907,068 (+4.04%) Land $1,820,406 Building $86,662
2023$2,930.00 (+3.24%) Additional exemption filed$1,833,015 Land $1,749,717 Building $83,298
2022$2,838.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1995–2016)
Claims Outside the SFHA8 of 8
Most Recent ClaimMar 2016 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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