3619 Westminster Rd, Sebring, FL 33875 Property Records

Highlands County property record for 3619 Westminster Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,975 sqft · built 2005
Lot Size	0.299 acres (13,035 sqft)
Owner	2 Individual Names on File
Last Sale	$182,500 (Dec 2007)
Tax Bill	$395 (2024)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`S-02-35-28-030-0920-0080`

Property Details

APN / Parcel Number

Primary APN	`S-02-35-28-030-0920-0080`
Alternative APN	`C02352803009200080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,975 sqft Living Area
1st Floor Area	1,540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,035 sqft (0.299 acres)
Lot Dimensions	131 ft deep x 88 ft wide
Garage Type	Finished
Garage Area	575 sqft
Driveway	Driveway
Driveway Area	850 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	232 sqft
Patio Area	1,691 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C02352803009200080
Street Address	3619 WESTMINSTER RD
City	SEBRING
State	FL
Zip	33875-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKEWOOD TERRACE SH 1 PB 2-PG 50 AN IRREG PORT OF LOTS 8-9- 14-15 + 16 BLK 92
Legal Range	28E
Legal Township	35S
Legal Section	02
Legal Subdivision	LAKEWOOD TERRACE SH 01
Legal Block	92
Legal Lot Number	8-16 9
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1015
Census Tract	961301

Owner

Source: Highlands County records · APN S-02-35-28-030-0920-0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3619 WESTMINSTER RD, SEBRING, FL 33875-4604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 21, 2007 · Amount on Record
Deed Sale	Dec 21, 2007 · Amount on Record
Prior Sale	Dec 21, 2007 · Amount on Record
Deed Document Number	0001486014
Last Transfer Date	Jun 04, 2025
Transfer Doc	0002262787
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3619 WESTMINSTER RD, SEBRING, FL 33875-4604
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001959836
Date	Oct 11, 2019
Book Page	2717/1265
Instrument	1959836

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 07, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,008 (+5.99%)	$239,924 (+10.89%) Land $21,816 Building $218,108
2024	$395.00 (-79.33%)
2023	$1,911.00 (+6.4%) Homeowner's exemption	$121,720 (+3%)	$216,362 (+10.7%) Land $13,484 Building $202,878
2022	$1,796.00 Homeowner's exemption	$118,175	$195,448 Land $13,484 Building $181,964

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Wildfire

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6531742, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHEAST serves 2,828 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.