3535 Westminster Rd, Sebring, FL 33875 Property Records

Highlands County property record for 3535 Westminster Rd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,224 sqft · built 2006
Lot Size	0.23 acres (10,035 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Jun 2021)
Tax Bill	$4,432 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S-02-35-28-030-0970-0090`

Property Details

APN / Parcel Number

Primary APN	`S-02-35-28-030-0970-0090`
Alternative APN	`C02352803009700090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	1,832 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,035 sqft (0.23 acres)
Lot Dimensions	124 ft deep x 81 ft wide
Garage Type	Finished
Garage Area	548 sqft
Driveway	Driveway
Driveway Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Patio Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C02352803009700090
Street Address	3535 WESTMINSTER RD
City	SEBRING
State	FL
Zip	33875-4627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKEWOOD TERRACE SH 1 PB 2-PG 50 PARCEL 9 AKA-ELY PORT LOT 25 + ALL LOT 26 BLK 97
Legal Range	28E
Legal Township	35S
Legal Section	02
Legal Subdivision	LAKEWOOD TERS SHEET 1
Legal Block	97
Legal Lot Number	25
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1015
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3535 WESTMINSTER RD, SEBRING, FL 33875-4627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage DAVID G & MARTHA J HATCH
Sep 24, 2019	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY
Aug 20, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	2038969
Deed Book / Page	2830 / 256
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 14, 2021
Property Address	3535 WESTMINSTER RD, SEBRING, FL 33875-4627
Document Number	0002038969
Book / Page	2830 / 256
Map Reference	MB 2 PG 50
Instrument Date	Jun 11, 2021
Instrument	2038969
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3535 WESTMINSTER RD, SEBRING, FL 33875-4627

Mortgage

Document Number	0002830258
Date	Jun 14, 2021
Instrument	2830/258

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3535 WESTMINSTER RD, SEBRING, FL 33875-4627
Document Number	0001966210
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3535 WESTMINSTER RD SEBRING FL 338754627, SEBRING, FL 33875-4627

Mortgage

Document Number	0001966210
Date	Dec 4, 2019
Book Page	002726/000918
Instrument	1966210

Lender

Name	DAVID G & MARTHA J HATCH
Address	PO BOX 7131, SEBRING, FL 33872-0103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 24, 2019
Property Address	3535 WESTMINSTER RD, SEBRING, FL 33875-4627
Document Number	0001957309
Book / Page	002714 / 000637
Instrument Date	Sep 18, 2019
Instrument	1957309
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Tax	$1,329.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3535 WESTMINSTER RD SEBRING FL 338754627, SEBRING, FL 33875-4627

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 20, 2018
Property Address	3535 WESTMINSTER RD, SEBRING, FL 33875-4627
Document Number	0001908319
Book / Page	2651 / 1467
Map Reference	MB2 PG50
Instrument Date	Aug 17, 2018
Instrument	1908319
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 23RD ST S # SC, 1325, FARGO, ND 58103-3723

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10621 LONGWOODS RD, EASTON, MD 21601-5855

Mortgage

Document Number	0001908320
Date	Aug 20, 2018
Instrument	1908320

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$257,954 (+5.99%)	$267,291 (+9.82%) Land $17,769 Building $249,522
2024	$4,432.00 (+2.57%)
2023	$4,321.00 (-6.69%) Homeowner's exemption	$243,383 (+11.04%) Land $10,935 Building $232,448	$243,383 (+11.04%) Land $10,935 Building $232,448
2022	$4,631.00	$219,183 Land $10,935 Building $208,248	$219,183 Land $10,935 Building $208,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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