3619 Holden Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3619 Holden Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 2006
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2026)
Tax Bill	$6,290 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0053-0001-1890`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0053-0001-1890`
Alternative APNs	`263026005300011890` `141184`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	2,256 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3619 HOLDEN DR
City	SAINT CLOUD
State	FL
Zip	34772-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRISTOL COVE AT DEER CREEK PH 1 PB 18 PG 31-36 LOT 189 LYING IN 27 & 34-26-30
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	BRISTOL COVE AT DEER CREEK PH 1
Legal Phase	1
Legal Tract	53
Legal Block	1
Legal Lot Number	189
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2025
Census Tract	43207

Owner

Source: Osceola County records · APN 26-26-30-0053-0001-1890

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3619 HOLDEN DR, SAINT CLOUD, FL 34772-8216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2021	Warranty Deed, Transfer SUNSHINE STATE TITLE, SUNSHINE STATE T&E LLC
Feb 21, 2017	Deed of Trust, Mortgage · VA Mortgage RP FUNDING INC
Dec 16, 2019	Warranty Deed, Transfer · Conventional with PMI DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	202642406
Deed Book / Page	6946 / 1693
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2026
Property Address	3619 HOLDEN DR, SAINT CLOUD, FL 34772-8216
Document Number	0069461693
Book / Page	6946 / 1693
Map Reference	MB 18 PG 31-36
Instrument Date	Mar 25, 2026
Instrument	2026042406
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 W 55TH ST # ST2503, ST2503, NEW YORK, NY 10019-9710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3619 HOLDEN DR, SAINT CLOUD, FL 34772-8216

Mortgage

Document Number	0069461695
Date	Mar 31, 2026
Book Page	6946/1695
Instrument	2026042407

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 14, 2021
Property Address	3619 HOLDEN DR, SAINT CLOUD, FL 34772-8216
Document Number	0061071554
Book / Page	6107 / 1554
Map Reference	MB 18 PG 31-36
Instrument Date	Dec 14, 2021
Instrument	2021192601
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	SUNSHINE STATE TITLE, SUNSHINE STATE T&E LLC

Transaction

Amount	Amount Recorded
Tax	$2,401.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4491 HERITAGE WELL LN, ROUND ROCK, TX 78665-1261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 W 55TH ST # 2503, 2503, NEW YORK, NY 10019-9710

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3619 HOLDEN DR, SAINT CLOUD, FL 34772-8216
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051052860
Date	Feb 21, 2017
Book Page	5105/2860
Instrument	2017028608

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 16, 2019
Property Address	3619 HOLDEN DR, SAINT CLOUD, FL 34772-8216
Document Number	0056411022
Book / Page	005641 / 001022
Instrument Date	Dec 11, 2019
Instrument	162858
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TITLE/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3619 HOLDEN DR ST CLOUD FL 347728216, ST CLOUD, FL 34772-8216

Mortgage

Document Number	56411026
Date	Dec 16, 2019
Book Page	005641/001026
Instrument	162861

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,290.00 (+0.11%)	$351,200 (-3.22%) Land $70,000 Building $281,200	$351,200 (-3.22%) Land $70,000 Building $281,200
2024	$6,283.00 (+5.08%)
2023	$5,979.00 (+14.65%)	$362,900 (+25.48%) Land $65,000 Building $297,900	$362,900 (+25.48%) Land $65,000 Building $297,900
2022	$5,215.00	$289,200 Land $55,000 Building $234,200	$289,200 Land $55,000 Building $234,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 66 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024, other causes, Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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