3618 Holden Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3618 Holden Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,022 sqft · built 2006
Lot Size	0.185 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$260,700 (Dec 2019)
Tax Bill	$2,318 (2025)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`141191`

Property Details

APN / Parcel Number

Primary APN	`141191`
Alternative APN	`262630005300011960`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,022 sqft Heated Area
Gross Area	2,910 sqft
1st Floor Area	2,022 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.185 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Type	Finished
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	141191
Street Address	3618 HOLDEN DR
City	SAINT CLOUD
State	FL
Zip	34772-8215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	BRISTOL COVE AT DEER CREEK PH 1 PB 18 PG 31-36 LOT 196 LYING IN 27 & 34-26-30
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	BRISTOL COVE AT DEER CREEK PHASE 1 - 3
Legal Phase	1
Legal Tract	53
Legal Block	1
Legal Lot Number	196
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3618 HOLDEN DR, SAINT CLOUD, FL 34772-8215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Aug 8, 2006 · Amount on Record
Deed Document Number	2019163644
Deed Book / Page	5642 / 1063
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 17, 2019
Property Address	3618 HOLDEN DR, SAINT CLOUD, FL 34772-8215
Document Number	0056421063
Book / Page	005642 / 001063
Instrument Date	Dec 12, 2019
Instrument	163644
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,824.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 CHERISH LN CHINA GROVE NC 280235760, CHINA GROVE, NC 28023-5760

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,318.00 (+7.36%) Homeowner's exemption Senior Citizen's exemption	$184,029 (+5.99%)	$333,300 (-3.14%) Land $70,000 Building $263,300
2023	$2,159.00 (+4.3%) Homeowner's exemption Senior Citizen's exemption	$173,634 (+3%)	$344,100 (+25.49%) Land $65,000 Building $279,100
2022	$2,070.00 Homeowner's exemption Senior Citizen's exemption	$168,577	$274,200 Land $55,000 Building $219,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20