Osceola County property record for 3618 Sanctuary Dr, Saint Cloud, FL 34769
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,696 sqft · built 2006 |
| Lot Size | 0.037 acres (1,612 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Mar 2022) |
| Tax Bill | $3,144 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 138527 |
| Primary APN | 138527 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Heated Area |
| Gross Area | 1,934 sqft |
| 1st Floor Area | 920 sqft |
| Upper Floors Area | 776 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,612 sqft (0.037 acres) |
| Lot Dimensions | 58 ft deep x 28 ft wide |
| Garage Type | Finished |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 138527 |
|---|---|
| Street Address | 3618 SANCTUARY DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-7122 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | SR3 |
| Legal Description | SANCTUARY AT SOUTH TOWN PB 18 PG 119 LOT 74 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | SANCTUARY AT SOUTHTOWN TOWNHOMES |
| Legal Tract | 58 |
| Legal Block | 1 |
| Legal Lot Number | 74 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 43208 |
Source: Osceola County records · APN 138527
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2350 LIVE OAK LAKE RD, SAINT CLOUD, FL 34771-8705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 25, 2017 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on Record |
| Deed Sale | Mar 10, 2022 · Amount on Record |
| Prior Sale | May 30, 2006 · Amount on Record |
| Deed Document Number | 2022038571 |
| Deed Book / Page | 6168 / 613 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 10, 2022 |
| Property Address | 3618 SANCTUARY DR, SAINT CLOUD, FL 34769-7122 |
| Document Number | 0061680613 |
| Book / Page | 6168 / 613 |
| Map Reference | MB 18 PG 119 |
| Instrument Date | Mar 09, 2022 |
| Instrument | 2022038571 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3290 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050 |
| Name | Verified Name |
|---|---|
| Address | 2350 LIVE OAK LAKE RD, SAINT CLOUD, FL 34771-8705 |
| Document Number | 0006168615 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 6168/615 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3618 SANCTUARY DR, SAINT CLOUD, FL 34769-7122 |
| Document Number | 0051401271 |
| Book / Page | 005140 / 001271 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 799 WOLF CREEK ST CLERMONT FL 347116499, CLERMONT, FL 34711-6499 |
| Document Number | 0051401271 |
|---|---|
| Date | May 01, 2017 |
| Book Page | 005140/001271 |
| Instrument | 63899 |
| Name | CENTERSTATE BK/FL |
|---|---|
| Type | Bank |
| Address | KISSIMMEE, FL 34741 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,144.00 (+6.43%) Homeowner's exemption | $218,545 (+5.99%) | $227,700 (+10.43%) Land $40,000 Building $187,700 |
| 2023 | $2,954.00 (-2.31%) Homeowner's exemption | $206,200 (+12.37%) Land $14,900 Building $191,300 | $206,200 (+12.37%) Land $14,900 Building $191,300 |
| 2022 | $3,024.00 | $183,500 Land $14,900 Building $168,600 | $183,500 Land $14,900 Building $168,600 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies, Xfinity.
Based on FCC filings for 288 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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