3617 Broad St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3617 Broad St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,692 sqft · built 2014
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$269,900 (May 2019)
Tax Bill$4,445 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNT100500044

Property Details

APN / Parcel Number

Primary APNT100500044
Alternative APN
  • 5-116C-A639-00-8109.0000000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,692 sqft Living Area
Basement Area640 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 2014
Architectural StyleRanch
Exterior MaterialSiding
Lot Area2,614 sqft (0.06 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT100500044
Old Parcel NumberT100500044
Street Address3617 BROAD ST
CitySAINT CHARLES
StateMO
Zip63301-8059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS #10 LOT 8109
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHAS #10
Legal Lot Number8109
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1025
Census Tract310201

Owner

3617 Broad St is owned by an individual who bought it in May 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Mailing Address3520 GALT HOUSE DR, SAINT CHARLES, MO 63301-8115
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2018Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
TRUSTED FINANCIAL SERVICES INC
May 16, 2019Warranty Deed, Transfer · FHA Mortgage
FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2019 · Amount on File
Deed SaleMay 16, 2019 · Amount on File
Prior SaleJun 4, 2015
Deed Document Number0007075105
Deed Book / Page7075 / 105
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3617 BROAD ST, SAINT CHARLES, MO 63301-8059
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068711841
DateJan 26, 2018
Book Page6871/1841
Instrument20180126000048610
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3617 BROAD ST, SAINT CHARLES, MO 63301-8059
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068711728
DateJan 26, 2018
Book Page6871/1728
Instrument20180126000048410
Lender
NameTRUSTED FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 16, 2019
Property Address3617 BROAD ST, SAINT CHARLES, MO 63301-8059
Document Number0070750105
Book / Page7075 / 0105
Map ReferenceMB 46 PG 19
Instrument DateMay 14, 2019
Instrument20190516000234040
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7112 E 132 2ND STREET, 7112, GRANDVIEW, MO 64030

Transferred To (Grantee/Buyer)

NameVerified Name
Address3520 GALT HOUSE DR, SAINT CHARLES, MO 63301-8115

Mortgage

Document Number20190516000234050
DateMay 16, 2019
Instrument20190516000234050
Lender
NameFIRST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3617 Broad St was $4,445.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,445.00$59,682$314,114 Land $48,000 Building $266,114
2023$58,049
2022$305,520 Land $36,000 Building $269,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3617 Broad St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3617 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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