St. Charles County property record for 3614 Broad St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,700 sqft · built 2019 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $403,400 (Jul 2019) |
| Tax Bill | $6,765 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T180500234 |
| Primary APN | T180500234 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Living Area |
| Gross Area | 4,050 sqft |
| 1st Floor Area | 1,350 sqft |
| Basement Area | 1,350 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 4,182 sqft (0.096 acres) |
| Sewer | Connected |
|---|
| Account Number | T180500234 |
|---|---|
| Street Address | 3614 BROAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #10-F LOT 8479 |
| Legal Subdivision | NEW TOWN AT ST CHAS #10-F |
| Legal Lot Number | 8479 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 310201 |
3614 Broad St is owned and occupied by two individuals who bought it in July 2019.
Source: St. Charles County records, as of March 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3614 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage VANTAGE CU |
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VANTAGE CU |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 13, 2021 | Deed of Trust, Mortgage GUILD MTG |
| Jul 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on File |
| Deed Sale | Jul 3, 2019 · Amount on File |
| Deed Document Number | 2019335300 |
| Deed Book / Page | 7100 / 150 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3614 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3614 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Document Number | 0000012368 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026R-012368 |
| Name | VANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MO 63304 |
| Amount | Amount on Record |
|---|---|
| Term | 178 Months |
| Due | Jan 28, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3614 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3614 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Document Number | 0000028739 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022R-028739 |
| Name | VANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT CHARLES, MO 63304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 28, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3614 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072742075 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 7274/2075 |
| Instrument | 20200421000247710 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3614 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Document Number | 0000005110 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3614 BROAD ST ST CHARLES MO 633018549, ST CHARLES, MO 63301-8549 |
| Document Number | 0000005110 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 5110 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 3, 2019 |
| Property Address | 3614 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Document Number | 0071000150 |
| Book / Page | 7100 / 0150 |
| Map Reference | MB 49 PG 227 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 20190703000335300 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | DEPENDABLE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16091 SWINGLEY RIDGE RD, 16091, CHESTERFIELD, MO 63017-2005 |
| Name | Verified Name |
|---|---|
| Address | 3614 BROAD ST, SAINT CHARLES, MO 63301-8549 |
| Document Number | 20190703000335310 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 20190703000335310 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 3614 Broad St was $6,765, up 8.1% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,765.00 (+8.08%) | $96,311 | $506,899 Land $48,000 Building $458,899 |
| 2024 | $6,259.00 | ||
| 2023 | $86,106 | ||
| 2022 | $453,189 Land $36,000 Building $417,189 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3614 Broad St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3614 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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