Stearns County property record for 3616 W Division St, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Details | 1,392 sqft · built 1987 |
| Owner | Company Name on Record |
| Tax Bill | $7,380 (2024) |
| Deeds & Mortgages | Jan 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47088-0001 |
| Primary APN | 82-47088-0001 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,392 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Stucco |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Old Parcel Number | 82.47088.0001 |
|---|---|
| Street Address | 3616 W DIVISION ST |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3718 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | E 74' OF W 148' OF LOTS 11 THRU 14 LESS RD (TRACT B) GARDEN ACRES ADD SECTION 16 TOWNSHIP 124 RANGE 028 GARDEN ACRES ADD |
| Legal Range | 28 |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | GARDEN ACRES ADD |
| Legal Block | 1 |
| Legal Lot Number | 11-14 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 601 |
Source: Stearns County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 497, CALISTOGA, CA 94515-0497 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2025 |
| Transfer Doc | 00A1686483 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 29, 2025 |
| Property Address | 3616 W DIVISION ST, SAINT CLOUD, MN 56301-3718 |
| Document Number | 00A1686483 |
| Instrument Date | Jan 17, 2025 |
| Instrument | A1686483 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 497, CALISTOGA, CA 94515-0497 |
Source: Stearns County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $300,000 (+7.87%) Land $245,000 Building $55,000 | $300,000 (+7.87%) Land $245,000 Building $55,000 | |
| 2024 | $7,380.00 (+7.77%) | ||
| 2023 | $6,848.00 | $278,100 Land $245,000 Building $33,100 | $278,100 Land $245,000 Building $33,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Intrepid Fiber Networks, Spectrum, Verizon.
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