St. Charles County property record for 3616 Thyme Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,611 sqft · built 1978 |
| Lot Size | 0.202 acres (8,820 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $301,000 (Feb 2023) |
| Tax Bill | $2,865 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Oct 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 497192A000 |
| Primary APN | 497192A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,611 sqft Living Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 504 sqft |
| Finished Basement | 479 sqft |
| Unfinished Basement | 25 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,820 sqft (0.202 acres) |
| Lot Dimensions | 126 ft deep x 70 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 232 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 497192A000 |
|---|---|
| Street Address | 3616 THYME DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CINNAMON HILLS #1 LOT 25 |
| Legal Subdivision | CINNAMON HILLS #1 |
| Legal Lot Number | 25 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311147 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3616 THYME DR, SAINT CHARLES, MO 63303-6331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 7, 2022 | Deed of Trust, Mortgage · Construction Mortgage MERAMEC VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on Record |
| Deed Sale | Feb 15, 2023 · Amount on Record |
| Prior Sale | May 14, 2013 · Amount on Record |
| Deed Document Number | 20235724 |
| Prior Transfer Date | Dec 21, 2001 |
| Prior Transfer Doc | 0027590551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 15, 2023 |
| Property Address | 3616 THYME DR, SAINT CHARLES, MO 63303-6331 |
| Document Number | 0000005724 |
| Map Reference | MB 15 PG 30 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023R-005724 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1780 REDCOAT DR, MARYLAND HEIGHTS, MO 63043-2827 |
| Name | Verified Name |
|---|---|
| Address | 3616 THYME DR, SAINT CHARLES, MO 63303-6331 |
| Document Number | 0000005725 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 2023R-005725 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3616 THYME DR, SAINT CHARLES, MO 63303-6331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1780 REDCOAT DR, MARYLAND HEIGHTS, MO 63043-2827 |
| Document Number | 0000055104 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022R-055104 |
| Name | MERAMEC VALLEY BANK |
|---|---|
| Type | Bank |
| Address | BALLWIN, MO 63011 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Jan 5, 2023 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,601 (-) | $250,532 (-) Land $45,000 Building $205,532 | |
| 2025 | $2,865.00 (+5.29%) | $47,601 (+8.56%) | $250,532 (+8.56%) Land $45,000 Building $205,532 |
| 2024 | $2,721.00 | ||
| 2023 | $43,846 | ||
| 2022 | $230,769 Land $45,000 Building $185,769 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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