3605 Thyme Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3605 Thyme Dr, Saint Charles, MO 63303 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1977
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on File
Last Sale	$226,100 (Mar 2026)
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`497200A000`

Property Details

APN / Parcel Number

Primary APN	`497200A000`
Alternative APN	`3-0015-4963-00-0033.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	672 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	397 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	497200A000
Street Address	3605 THYME DR
City	SAINT CHARLES
State	MO
Zip	63303-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINNAMON HILLS #1 LOT 33
Legal Subdivision	CINNAMON HILLS #1
Legal Lot Number	33
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2018
Census Tract	311147

Owner

Source: St. Charles County records · APN 497200A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3605 THYME DR, SAINT CHARLES, MO 63303-6330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Mar 11, 2026	Affidavit of Death of Joint Tenant, Transfer INVESTORS TITLE COMPANY
Mar 19, 2019	Quit Claim Deed, Transfer GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Mar 19, 2019 · Amount on Record
Deed Document Number	202611337
Prior Transfer Date	Mar 10, 2026
Prior Transfer Doc	0000011336
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 11, 2026
Property Address	3605 THYME DR, SAINT CHARLES, MO 63303-6330
Document Number	0000011337
Map Reference	MB 15 PG 30&31
Instrument Date	Mar 09, 2026
Instrument	2026R-011337
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1310 LELARID ST, COLLINSVILLE, IL 62234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 THYME DR, SAINT CHARLES, MO 63303-6330

Mortgage

Document Number	0000011338
Date	Mar 11, 2026
Instrument	2026R-011338

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Mar 11, 2026
Property Address	3605 THYME DR, SAINT CHARLES, MO 63303-6330
Document Number	0000011336
Map Reference	MB 15 PG 30&31
Instrument Date	Jul 26, 2019
Instrument	2026R-011336
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 LELAND ST, COLLINSVILLE, IL 62234-4225

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 19, 2019
Property Address	3605 THYME DR, SAINT CHARLES, MO 63303-6330
Document Number	0070480446
Book / Page	007048 / 000446
Instrument Date	Mar 13, 2019
Instrument	120850
Transaction Type	Transfer
Record Updated	Apr 02, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3605 THYME DR ST CHARLES MO 633036330, ST CHARLES, MO 63303-6330

Mortgage

Document Number	70480448
Date	Mar 19, 2019
Book Page	007048/000448
Instrument	120860

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,723.00 (-0.07%)	$45,206 (+2.96%)	$237,928 (+2.96%) Land $45,000 Building $192,928
2024	$2,725.00
2023		$43,906
2022			$231,082 Land $45,000 Building $186,082

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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