3616 Gregorio Lerma Dr, Laredo, TX 78046 Property Records

Webb County property record for 3616 Gregorio Lerma Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,332 sqft · built 2016
Lot Size	0.106 acres (4,620 sqft)
Owner	2 Individual Names on File
Last Sale	$143,300 (Dec 2016)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2016 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`950-25006-030`

Property Details

APN / Parcel Number

Primary APN	`950-25006-030`
Alternative APN	`544677`

Interior

Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,620 sqft (0.106 acres)
Porch	Open Porch
Porch Area	114 sqft

Location & Zoning

Street Address	3616 GREGORIO LERMA DR
City	LAREDO
State	TX
Zip	78046-4073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR UNIT III, BLOCK 6, LOT 3
Legal Subdivision	LOMAS DEL
Legal Block	6
Legal Lot Number	3
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1016
Census Tract	1806

Owner

3616 Gregorio Lerma Dr is owned and occupied by two individuals who bought it in December 2016.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Dec 19, 2016	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Jun 4, 2019	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 30, 2019	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 26, 2025	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSOCIATION
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Jun 4, 2019	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 30, 2019	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 22, 2016	Warranty Deed, Transfer FALCON INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2016 · Amount on File
Deed Sale	Dec 19, 2016 · Amount on File
Prior Sale	Mar 22, 2016 · Amount on File
Deed Document Number	20161284033
Deed Book / Page	4160 / 242
Prior Transfer Date	Dec 15, 2016
Prior Transfer Doc	004160/242
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073

Mortgage

Document Number	005110/600
Date	Sep 15, 2021
Book Page	5110/600
Instrument	1442032

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Jan 1, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004160/260
Date	Dec 19, 2016
Book Page	4160/260
Instrument	1284035

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2046

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004609/782
Date	Jun 4, 2019
Book Page	4609/782
Instrument	1362404

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jan 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004606/676
Date	May 30, 2019
Book Page	4606/676
Instrument	1361930

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jan 1, 2047

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073

Mortgage

Document Number	005804/308
Date	Mar 26, 2025
Book Page	5804/308
Instrument	1553134

Lender

Name	IDAHO HOUSING & FINANCE ASSOCIATION
Type	Private Party
Address	565 W MYRTLE ST, BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	262 Months
Due	Jan 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073

Mortgage

Document Number	5110/600
Date	Sep 15, 2021
Book Page	5110/600
Instrument	1442032

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Jan 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4609/782
Date	Jun 4, 2019
Book Page	4609/782
Instrument	1362404

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jan 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4606/676
Date	May 30, 2019
Book Page	4606/676
Instrument	1361930

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jan 1, 2047

March 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Mar 22, 2016
Property Address	3616 GREGORIO LERMA DR, LAREDO, TX 78046-4073
Document Number	003943/420
Book / Page	3943 / 420
Map Reference	MB33 PG28&29
Instrument Date	Mar 7, 2016
Instrument	1260145
Transaction Type	Transfer
Record Updated	May 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28765 SEATTLE SLEW, FAIR OAKS RANCH, TX 78015-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 E SAN PEDRO ST, LAREDO, TX 78041-5350
Investor	Possibly a Property Investor

Mortgage

Document Number	0001260146
Date	Mar 22, 2016
Instrument	1260146

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2017

Tax Assessment & Valuation

The 2025 property tax bill for 3616 Gregorio Lerma Dr was $1,045, down 19.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,568 (-0.48%) Land $51,005 Building $154,563	$205,568 (-0.48%) Land $51,005 Building $154,563
2025	$1,045.00 (-19.8%)	$206,566 Land $51,005 Building $155,561	$206,566 Land $51,005 Building $155,561
2024	$1,303.00
2023		$173,618 Land $29,753 Building $143,865	$173,618 Land $29,753 Building $143,865
2022	$1,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3616 Gregorio Lerma Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3616 Gregorio Lerma Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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