3616 Eden Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 3616 Eden Ln, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,492 sqft · built 1990
Lot Size	0.462 acres (20,129 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Jan 2024)
Tax Bill	$7,072 (2026)
Deeds & Mortgages	Jan 2024 Sale Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`375-0060-00380`

Property Details

APN / Parcel Number

Primary APN	`375-0060-00380`
Alternative APNs	`1161232` `937555`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,492 sqft Gross Area
1st Floor Area	1,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,129 sqft (0.462 acres)
Garage Area	2,464 sqft
Deck Area	200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1161232
Street Address	3616 EDEN LN
City	DULUTH
State	MN
Zip	55803-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOTS 1 THRU 3 SERIAL #
Legal Subdivision	RESTHAVEN BEACH
Legal Block	3
Legal Lot Number	1-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2029
Census Tract	10601

Owner

3616 Eden Ln is owned and occupied by an individual who bought it in January 2024.

Source: St. Louis County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3616 EDEN LN, DULUTH, MN 55803-9708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Jul 2, 2020	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	May 5, 2004 · Amount on File
Deed Document Number	20241481600
Prior Transfer Date	Jul 10, 2012
Prior Transfer Doc	0001193909
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 17, 2024
Property Address	3616 EDEN LN, DULUTH, MN 55803-9708
Document Number	0001481600
Instrument Date	Jan 5, 2024
Instrument	1481600
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Tax	$1,976.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3616 EDEN LN, DULUTH, MN 55803-9708

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3616 EDEN LN, DULUTH, MN 55803-9708
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001431824
Date	Dec 7, 2021
Instrument	1431824

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3616 EDEN LN, DULUTH, MN 55803-9708
Document Number	00A1387537
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3616 EDEN LN DULUTH MN 558039708, DULUTH, MN 55803-9708

Mortgage

Document Number	00A1387537
Date	Aug 10, 2020
Instrument	A1387537

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 9, 2025

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3616 EDEN LN, DULUTH, MN 55803-9708
Document Number	00A1383041
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3616 EDEN LN DULUTH MN 558039708, DULUTH, MN 55803-9708

Mortgage

Document Number	00A1383041
Date	Jun 19, 2020
Instrument	A1383041

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 3616 Eden Ln was $7,072 with a homeowner's exemption, up 8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,072.00 (+7.97%) Homeowner's exemption
2025	$6,550.00 Homeowner's exemption	$563,200 (-6.88%) Land $25,100 Building $538,100	$563,200 (-6.88%) Land $25,100 Building $538,100
2024		$604,800 Land $29,700 Building $575,100	$604,800 Land $29,700 Building $575,100
2023	$5,212.00 Homeowner's exemption
2022		$453,200 Land $28,300 Building $424,900	$453,200 Land $28,300 Building $424,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3616 Eden Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3616 Eden Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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