3603 Eden Ln, Duluth, MN 55803 Property Records

St. Louis County property record for 3603 Eden Ln, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,200 sqft · built 2022
Lot Size	0.864 acres (37,636 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Nov 2023)
Tax Bill	$3,076 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`375-0060-00250`

Property Details

APN / Parcel Number

Primary APN	`375-0060-00250`
Alternative APNs	`1097194` `1111709` `1158085`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,200 sqft Gross Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Other
Construction Type	Frame
Lot Area	37,636 sqft (0.864 acres)
Garage Area	576 sqft
Porch	Slab
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1158085
Street Address	3603 EDEN LN
City	DULUTH
State	MN
Zip	55803-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOTS 12, 13, 14, 15, 16, 17, 18 AND 19,BLOCK 2 SERIAL #
Legal Subdivision	REST HAVEN BEACH TOWN OF GNESE
Legal Block	2
Legal Lot Number	12-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2029
Census Tract	10601

Owner

3603 Eden Ln is owned and occupied by an individual who bought it in November 2023.

Source: St. Louis County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3603 EDEN LN, DULUTH, MN 55803-9708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Sep 21, 2023	Deed of Trust, Mortgage FRANDSEN BANK & TRUST
Oct 2, 2023	Quit Claim Deed, Transfer NOT AVAILABLE, THE TITLE TEAM NORTH SHORE
Mar 14, 2023	Quit Claim Deed, Transfer · Construction Mortgage FRANDSEN BANK & TRUST
Jun 7, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 19, 2020	Loan Modification, Mortgage WESTERN NAT'L BK
Jun 14, 2019	Grant Deed, Transfer · Conventional with PMI WESTERN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	20231478310
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	0001415848
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2023
Property Address	3603 EDEN LN, DULUTH, MN 55803-9708
Document Number	0001478310
Instrument Date	Nov 8, 2023
Instrument	1478310
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3603 EDEH LANE, DULUTH, MN 55803-9708

Mortgage

Document Number	0001478314
Date	Nov 17, 2023
Instrument	1478314

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3603 EDEN LN, DULUTH, MN 55803-9708
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001474588
Date	Sep 21, 2023
Instrument	1474588

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 2, 2023
Property Address	3603 EDEN LN, DULUTH, MN 55803-9708
Document Number	0001475208
Instrument Date	Oct 2, 2023
Instrument	1475208
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 EDEN LN, DULUTH, MN 55803-9708
Investor	Possibly a Property Investor

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 14, 2023
Property Address	3603 EDEN LN, DULUTH, MN 55803-9708
Document Number	0001463303
Instrument Date	Mar 14, 2023
Instrument	1463303
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3616 EDEN LN, DULUTH, MN 55803-9708

Mortgage

Document Number	0001463304
Date	Mar 14, 2023
Instrument	1463304

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Feb 14, 2024

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 7, 2021
Property Address	3603 EDEN LN, DULUTH, MN 55803-9708
Document Number	0001415848
Instrument Date	May 18, 2021
Instrument	1415848
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 EDEN LN, DULUTH, MN 55803-9708
Investor	Possibly a Property Investor

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	3603 EDEN LN, DULUTH, MN 55803-9708
Document Number	0001374052
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0001374052
Date	Feb 24, 2020
Instrument	1374052

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Amount	Amount on Record

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 14, 2019
Property Address	3603 EDEN LN, DULUTH, MN 55803-9708
Document Number	00A1356723
Instrument Date	Jun 12, 2019
Instrument	A1356723
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 EDEN LN DULUTH MN 558039708, DULUTH, MN 55803-9708

Mortgage

Document Number	A1356724
Date	Jun 14, 2019
Instrument	A1356724

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Jun 13, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 3603 Eden Ln was $3,076 with a homeowner's exemption, up 230.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,076.00 (+230.75%) Homeowner's exemption
2025	$930.00	$305,700 (+250.98%) Land $40,400 Building $265,300	$305,700 (+250.98%) Land $40,400 Building $265,300
2024		$87,100 Land $39,800 Building $47,300	$87,100 Land $39,800 Building $47,300
2023	$110.00
2022		$9,600 Land $9,600	$9,600 Land $9,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3603 Eden Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3603 Eden Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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