Calvert County property record for 3615 Williams Wharf Rd, Saint Leonard, MD 20685
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,000 sqft · built 1999 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,000 (Aug 1997) |
| Tax Bill | $5,469 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-211390 |
| Primary APN | 01-211390 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,000 sqft Total Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 135,907 sqft (3.12 acres) |
| Porch | Slab |
| Porch Area | 300 sqft |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 211390 |
|---|---|
| Street Address | 3615 WILLIAMS WHARF RD |
| City | SAINT LEONARD |
| State | MD |
| Zip | 20685-3031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 2 BELL & HENDERSON PROP |
| Legal Subdivision | BELL ALICE PROP |
| Legal Lot Number | 2 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 860801 |
3615 Williams Wharf Rd is owned and occupied by two individuals who bought it in August 1997.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3615 WILLIAMS WHARF RD, SAINT LEONARD, MD 20685-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 1997 · Amount on File |
| Deed Sale | Aug 7, 1997 · Amount on File |
| Deed Document Number | 1997980254 |
| Deed Book / Page | 970 / 612 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3615 Williams Wharf Rd was $5,469 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,300 Land $139,300 Building $382,000 | $521,300 Land $139,300 Building $382,000 | |
| 2025 | $5,469.00 | ||
| 2023 | $4,324.00 Homeowner's exemption | $416,200 Land $139,300 Building $276,900 | $416,200 Land $139,300 Building $276,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3615 Williams Wharf Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 30 (1991–2021) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3615 Williams Wharf Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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