Calvert County property record for 3605 Williams Wharf Rd, Saint Leonard, MD 20685
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,208 sqft · built 1967 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,500 (Jun 2017) |
| Tax Bill | $3,288 (2025) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-211404 |
| Primary APN | 01-211404 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,208 sqft Total Area |
| Basement Area | 220 sqft |
| Unfinished Basement | 220 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 64,033 sqft (1.47 acres) |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 211404 |
|---|---|
| Street Address | 3605 WILLIAMS WHARF RD |
| City | SAINT LEONARD |
| State | MD |
| Zip | 20685-3031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 3 BELL & HENDERSON PROP |
| Legal Subdivision | ALICE BELL AND CHARLOTTE HENDERSON |
| Legal Lot Number | 3 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 860801 |
3605 Williams Wharf Rd is owned and occupied by an individual who bought it in June 2017.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3605 WILLIAMS WHARF RD, SAINT LEONARD, MD 20685-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2017 · Amount on File |
| Deed Sale | Jun 5, 2017 · Amount on File |
| Prior Sale | Jan 18, 2007 · Amount on File |
| Deed Book / Page | 5005 / 174 |
| Transfer Doc | 0000971199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 5, 2017 |
| Property Address | 3605 WILLIAMS WHARF RD, SAINT LEONARD, MD 20685-3031 |
| Document Number | 0050050174 |
| Book / Page | 5005 / 174 |
| Map Reference | LB ABE500 FO747 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | RGS TITLWE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3605 WILLIAMS WHARF RD, SAINT LEONARD, MD 20685-3031 |
| Document Number | 0005005181 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 5005/181 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 3605 Williams Wharf Rd was $3,288 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,700 Land $120,900 Building $179,800 | $300,700 Land $120,900 Building $179,800 | |
| 2025 | $3,288.00 | ||
| 2023 | $2,608.00 Homeowner's exemption | $251,100 Land $120,900 Building $130,200 | $251,100 Land $120,900 Building $130,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3605 Williams Wharf Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 30 (1991–2021) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3605 Williams Wharf Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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