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3615 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 3615 E Main St, Saint Charles, IL 60174

Property Summary

Property TypeCommercial
Details6,746 sqft · built 2001
Lot Size1.12 acres (48,787 sqft)
Owner2 Company Names on Record
Last Sale$16,750,000 (Nov 2018)
Tax Bill$36,974 (2025)
Deeds & MortgagesNov 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN09-25-327-007

Property Details

APN / Parcel Number

Primary APN09-25-327-007

Interior

Stories1 Story
Building Area6,746 sqft Gross Area
1st Floor Area6,746 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area48,787 sqft (1.12 acres)

Location & Zoning

Street Address3615 E MAIN ST
CitySAINT CHARLES
StateIL
Zip60174-2494
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPT OF LOT 3 OF MAIN STREET COMMONS PUD ALSO IN SSA#5( AMENDMENT TO THE BOUNDRY OF ORD#1984-M-21, 94K089609)
Legal SubdivisionMAIN ST COMMONS
Legal Block4
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4001
Census Tract852002

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10760 PISA RD, WELLINGTON, FL 33414-4390
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2018 · Amount on Record
Deed SaleNov 28, 2018 · Amount on Record
Prior SaleFeb 13, 2014 · Amount on Record
Deed Document Number201857113
Prior Transfer DateOct 25, 2018
Prior Transfer Doc0000057113
Record UpdatedSep 20, 2026

November 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateNov 28, 2018
Property Address3615 E MAIN ST, SAINT CHARLES, IL 60174-2494
Document Number0000057113
Instrument DateOct 25, 2018
Instrument57113
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$25,125.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10760 PISA RD WEST PALM BEACH FL 334144390, WEST PALM BEACH, FL 33414-4390

Mortgage

Document Number57114
DateNov 28, 2018
Instrument57114
Lender
NameUBS AG
Address1285 AVENUE OF THE AMERICAS, NEW YORK, NY 10019-6031
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,974.00 (+5.66%)
2024$484,829 (+12.05%) Land $218,247 Building $266,582$1,455,069 (+12.09%) Land $655,003 Building $800,066
2022$34,994.00 (+1.42%)$432,708 (+2.45%) Land $194,589 Building $238,119$1,298,124 (+2.45%) Land $583,767 Building $714,357
2021$34,504.00$422,360 Land $185,482 Building $236,878$1,267,080 Land $556,446 Building $710,634

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1994–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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